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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Banking Fees in Australia
15 Jun 2017
Bulletin
– June 2017
The Reserve Bank has conducted an annual survey on bank fees since 1997. The most recent survey suggests that banks' aggregate fee income increased at a relatively slow pace in 2016. Deposit and loan fee income continued to decline relative to the
https://www.rba.gov.au/publications/bulletin/2017/jun/4.html
Banking Fees in Australia
19 Jun 2014
Bulletin
– June 2014
The Reserve Bank has conducted a survey on bank fees each year since 1997. The results of the most recent survey suggest that banks' fee income from both households and businesses rose moderately in 2013. However, deposit and loan fees have declined
https://www.rba.gov.au/publications/bulletin/2014/jun/5.html
Box B: Variable Interest Rates on Housing Loans
10 Mar 2005
FSR
– March 2005
This slight margin was probably attributable to some borrowers taking out basic variable-rate loans; these types of loans charge interest at a discount to standard variable rates, but typically have ... rates and fee waivers on a range of bank products
https://www.rba.gov.au/publications/fsr/2005/mar/box-b.html
Reform of the ATM System – One Year On
10 Jun 2010
Bulletin
– June 2010
500 ATMs charge free or at reduced charges to their cardholders. ... At least two banks – Bankwest and ING – offer accounts that provide charge-free access, either to all ATMs or to those owned by the major banks, by rebating any direct charges
https://www.rba.gov.au/publications/bulletin/2010/jun/6.html
List of graphs
10 Mar 2009
FSR
– March 2009
Graph 7: US Commercial Banks' Loan Charge-offs. ... Graph 67: Spending Using Credit and Debit Cards.
https://www.rba.gov.au/publications/fsr/2009/mar/graphs.html
The Cash-use Cycle in Australia
16 Mar 2023
Bulletin
– March 2023
The use of cash for day-to-day transactions has been declining for many years and this has implications for all aspects of the cash system.
https://www.rba.gov.au/publications/bulletin/2023/mar/the-cash-use-cycle-in-australia.html
The Effect of Least-cost Routing on Merchant Payment Costs
18 Apr 2024
Bulletin
– April 2024
The RBA supports all merchants being able to choose the card network used to process debit transactions – a functionality known as least-cost routing (LCR) – with the aim of increasing competition and reducing the cost of accepting card payments.
https://www.rba.gov.au/publications/bulletin/2024/apr/the-effect-of-least-cost-routing-on-merchant-payment-costs.html
Banking Fees in Australia
16 Jun 2016
Bulletin
– June 2016
The Reserve Bank has conducted a survey on bank fees each year since 1997. The results of the most recent survey suggest that banks' fee income from both households and businesses rose in 2015, due to a combination of balance sheet growth and higher
https://www.rba.gov.au/publications/bulletin/2016/jun/6.html
Regulatory Developments
4 Oct 2019
FSR
– October 2019
The intervention targets a business model whereby associates of short-term credit providers charge significant upfront, ongoing and default fees. ... The code includes a commitment to not charge fees to deceased consumers, as well as changes that reflect
https://www.rba.gov.au/publications/fsr/2019/oct/regulatory-developments.html
List of graphs
10 Mar 2010
FSR
– March 2010
Graph 9: US Commercial Banks' Loan Charge-offs. ... Graph 63: Household Credit Card Usage.
https://www.rba.gov.au/publications/fsr/2010/mar/graphs.html