Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
March | 2023
16 Mar 2023
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/mar/
June | 2023
15 Jun 2023
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/jun/
At a Glance: Financial Stability Review – April 2021
9 Apr 2021
FSR
If incomes remain below pre-pandemic levels, as government support is wound back, it increases the likelihood that some borrowers exhaust their financial buffers and ultimately default. ... This could push asset prices above their fundamental values
https://www.rba.gov.au/publications/fsr/2021/apr/
At a Glance: Financial Stability Review – October 2020
9 Oct 2020
FSR
However, with economies experiencing large contractions in output the focus has shifted from liquidity to the solvency of borrowers as the expected defaults will result in credit losses for lenders.
https://www.rba.gov.au/publications/fsr/2020/oct/
List of tables
10 Mar 2006
FSR
– March 2006
b) ABS analysis of the 1998/99 Household Expenditure Survey suggests that the relatively high reading for the low income group is likely to partly reflect borrowers with access to considerable
https://www.rba.gov.au/publications/fsr/2006/mar/tables.html
Updates to Australia's Financial Aggregates - Appendix
21 Mar 2019
Bulletin
– March 2019
The financial aggregates for Australia are important data compiled by the Reserve Bank that are used by policymakers to assess financial and economic activity of households and companies.
https://www.rba.gov.au/publications/bulletin/2019/mar/updates-to-australias-financial-aggregates_appendix.html
Financial Stability Assessment
22 Mar 2024
FSR
– March 2024
Financial Stability Assessment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/financial-stability-assessment.html
Non-bank Financing in China
15 Mar 2018
Bulletin
– March 2018
As a result, borrowers have often sought finance from these shadow banks instead. ... exposures. Increased complexity also increases credit risks, because a larger distance between the ultimate borrower and lender can lead to lower lending standards at
https://www.rba.gov.au/publications/bulletin/2018/mar/non-bank-financing-in-china.html
Household and Business Finances
8 Apr 2022
FSR
– April 2022
supply of credit to new borrowers who are most susceptible to finding difficulty in making repayments. ... In recent years, many borrowers have also actively refinanced to low fixed-rate loans.
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html
The Global Financial Environment
9 Oct 2020
FSR
– October 2020
Banks in many jurisdictions have offered repayment deferrals to borrowers affected by the COVID-19 pandemic. ... Uncertainty around the outlook for credit quality may cause banks to restrict lending, particularly to new and more risky borrowers.
https://www.rba.gov.au/publications/fsr/2020/oct/global-financial-environment.html