Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
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Box C: The Regulatory Capital Framework for Residential Mortgages
20 Oct 2015
FSR
– October 2015
For instance, a mortgage for a borrower that has a poor repayment history and a high loan-to-valuation ratio (LVR) may be assigned a relatively weak rating and a higher ... APRA's prudential standard applies more risk-sensitive prudential criteria than
https://www.rba.gov.au/publications/fsr/2015/oct/box-c.html
Household and Business Finances in Australia
7 Oct 2022
FSR
– October 2022
This risk is more material for FHBs, who tend to enter the housing market with relatively high initial LVRs (Graph 2.11). ... See RBA (2022), Box B: How Risky is High-DTI and High-LVR Lending?,.
https://www.rba.gov.au/publications/fsr/2022/oct/household-business-finances-in-australia.html
Box C: Households' Investment Property Exposures: Evidence from Tax and Survey Data
10 Sep 2014
FSR
– September 2014
Investor loans tend to have lower loan-to-valuation ratios (LVRs) at origination compared with owner-occupier loans. ... Some institutions also have lower maximum LVRs for investor loans, partly to offset the risks from lower repayments noted above.
https://www.rba.gov.au/publications/fsr/2014/sep/box-c.html
List of graphs
10 Sep 2012
FSR
– September 2012
Graph B4: Households with High LVRs and DSRs.
https://www.rba.gov.au/publications/fsr/2012/sep/graphs.html
Household and Business Finances in Australia
8 Oct 2021
FSR
– October 2021
Loans currently on deferral tend to have riskier characteristics than other loans, including higher loan-to-valuation ratios (LVRs) at origination or low prepayment buffers (Graph 2.5). ... declined sharply following the end of the 2020/21 First Home
https://www.rba.gov.au/publications/fsr/2021/oct/household-business-finances-in-australia.html
Box E: Reforms to the Basel III Capital Framework
10 Apr 2018
FSR
– April 2018
the loan-to-valuation ratio (LVR) of the loan. ... The LVR used for calculating the risk weight will decline over time as the loan is repaid.
https://www.rba.gov.au/publications/fsr/2018/apr/box-e.html
Box B: The Impact of Lending Standards on Loan Sizes
20 Oct 2018
FSR
– October 2018
Some borrowers, particularly first home buyers, can be constrained by loan-to-valuation (LVR) limits given their deposit and purchase price, rather than a NIS limit. ... For example, a borrower with a $100,000 deposit facing a maximum LVR of 80 per cent
https://www.rba.gov.au/publications/fsr/2018/oct/box-b.html
5.3 Focus Topic: Indicators of Household Financial Stress
6 Oct 2023
FSR
– October 2023
5.3 Focus Topic: Indicators of Household Financial Stress | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-indicators-of-household-financial-stress.html
Overview
20 Oct 2016
FSR
– October 2016
The risk profile of new borrowing has improved further. The share of new high loan-to-valuation (LVR) lending and interest-only loans has fallen; high-LVR lending is now at
https://www.rba.gov.au/publications/fsr/2016/oct/overview.html
List of graphs
10 Sep 2013
FSR
– September 2013
Graph 3.21: Distribution of High-LVR Share of Housing Loan Approvals. Boxes.
https://www.rba.gov.au/publications/fsr/2013/sep/graphs.html