Search: interest rate
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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5.4 Focus Topic: Interest Rate Risk
6 Oct 2023
FSR
– October 2023
5.4 Focus Topic: Interest Rate Risk | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-interest-rate-risk.html
The Neutral Interest Rate
15 Sep 2017
Bulletin
– September 2017
Central banks monitor the neutral interest rate for a number of reasons, a key one being that it provides a benchmark for assessing the stance of monetary policy. This article describes the determinants of the neutral interest rate and discusses its
https://www.rba.gov.au/publications/bulletin/2017/sep/2.html
Financial Conditions
6 Feb 2024
SMP
– February 2024
Financial Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/financial-conditions.html
Box C: Interest Rate Risk in the Australian Financial System
10 Apr 2018
FSR
– April 2018
Higher interest rates reduce the value of fixed-rate bonds since future fixed coupon payments are effectively worth less, given the higher interest rate today. ... International Evidence on Interest Rates and the Choice of Adjustable Rate-Mortgages’,
https://www.rba.gov.au/publications/fsr/2018/apr/box-c.html
Box A: Low Interest Rates and Asset Price Risk
10 Apr 2018
FSR
– April 2018
Financial Stability Review – April 2018 Box A: Low Interest Rates and Asset Price Risk. ... Metrics of many assets' valuation, which are contingent on the low risk-free interest rates, are elevated relative to history.
https://www.rba.gov.au/publications/fsr/2018/apr/box-a.html
Firms' Investment Decisions and Interest Rates
18 Jun 2015
Bulletin
– June 2015
Firms typically evaluate investment opportunities by calculating expected rates of return and the payback period (the time taken to recoup the capital outlay). Liaison and survey evidence indicate that Australian firms tend to require expected
https://www.rba.gov.au/publications/bulletin/2015/jun/1.html
Statement on Monetary Policy
10 Feb 2001
Bulletin
– February 2001
In addition, interest rates have increased, which will have reduced funds available for household spending of a discretionary nature. ... In Japan, overnight rates were raised in August 2000 thereby terminating the extraordinary ‘zero interest rate
https://www.rba.gov.au/publications/bulletin/2001/feb/1.html
Box D: Enhancing the Transparency of Interest Rates
6 Feb 2020
SMP
– February 2020
Statement on Monetary Policy – February 2020 Box D. Enhancing the Transparency of Interest Rates. ... Mortgage rates vary across interest-only and principal-and-interest repayments, variable- and fixed-rate loans, loan sizes and loan-to-valuation
https://www.rba.gov.au/publications/smp/2020/feb/box-d-enhancing-the-transparency-of-interest-rates.html
Outlook
6 Feb 2024
SMP
– February 2024
Outlook | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/outlook.html
Bulletin August 2001 – Statement on Monetary Policy
10 Aug 2001
Bulletin
band. The Bank of England has cut interest rates by 1 percentage point this year, taking its policy rate down to 5 per cent. ... However, several other emerging market economies have had to raise interest rates, despite slowing output growth, to counter
https://www.rba.gov.au/publications/bulletin/2001/aug/1.html