Search: APPs
RBA Glossary definition for APPs
APPs – Australian Privacy Principles, replaced the Information Privacy Principles and the National Privacy Principles on 12 March 2014.
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Trends in Mobile Payments in Developing and Advanced Economies
22 Mar 2013
Bulletin
– March 2013
As mobile phones have become commonplace throughout the world there has been an increasing focus on their potential use for making payments. Adoption of mobile payments in developing economies has occurred well ahead of that in advanced economies,
https://www.rba.gov.au/publications/bulletin/2013/mar/8.html
Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions
8 May 2024
Submissions
can initiate a payment from their bank's app without the involvement of the technology company's mobile wallet. ... However, online merchants that integrate wallet providers' checkout ‘buttons’ on their websites or in their apps may be required to
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html
The Rise of Chinese Money Market Funds
16 Mar 2017
Bulletin
– March 2017
Money market funds (MMFs) pool funds in an investment vehicle to invest in short-term, highly rated securities. The MMF sector in China has grown rapidly over the past few years and is now the world's second largest by assets, though it is small
https://www.rba.gov.au/publications/bulletin/2017/mar/9.html
The Future of Cash
15 Dec 2016
Bulletin
– December 2016
Australian consumers have increasingly been using electronic payment methods in preference to cash for their transactions. The overall demand for cash in Australia, however, remains strong. There is ongoing demand for cash for non-transaction
https://www.rba.gov.au/publications/bulletin/2016/dec/5.html
Consumer Payment Behaviour in Australia
19 Mar 2020
Bulletin
– March 2020
The Reserve Bank’s 2019 Consumer Payments Survey has provided further evidence that Australian consumers are increasingly preferring to use electronic payment methods.
https://www.rba.gov.au/publications/bulletin/2020/mar/consumer-payment-behaviour-in-australia.html
Consumer Payment Behaviour in Australia
15 Jun 2023
Bulletin
– June 2023
The results of the Reserve Bank’s 2022 Consumer Payments Survey show that consumers continue to shift from using cash to electronic payment methods – a trend that was accelerated by the COVID-19 pandemic and consumers’ preference towards using
https://www.rba.gov.au/publications/bulletin/2023/jun/consumer-payment-behaviour-in-australia.html
Submission to Payments System Review – January 2021 | Responses and Options Paper
8 May 2024
Submissions
The increased consumer use of remote payments has been accompanied by more businesses selling goods or services on their websites or via mobile apps. ... These payment methods are commonly used for app-based ride-hailing and meal delivery services, for
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html
Introduction | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016
10 Dec 2016
Consultations
The electronic representation of the card is contained in a ‘mobile wallet’ – an ‘app’ provided either by the cardholder's financial institution or by a third-party mobile wallet provider. ... Almost all Australian card-issuing financial
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/introduction.html
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions
28 Dec 2019
Submissions
in-app payments that embed the payment in a transaction, obtaining customer details once and then removing the need for authorisation of subsequent individual transactions. ... These payment methods are commonly used for app-based ride-hailing and meal
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html
Mobile Wallet Technology | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016
10 Dec 2016
Consultations
Before the digital representation of a ‘card’ can be used in an app or wallet, it must be ‘provisioned’ in that app or wallet. ... to the app and selects the card (or account) that they would like to provision.
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/mobile-wallet-technology.html