Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Semi-Annual Statement on Monetary Policy
10 May 1997
Bulletin
– May 1997
The impact of those cash rate reductions on home mortgage borrowers has been reinforced by a significant compression of intermediaries' interest margins in that area. ... Cuts in official interest rates in the second half of 1996 have been reinforced by
https://www.rba.gov.au/publications/bulletin/1997/may/1.html
The Changing Role of the Private Sector in China | Conference – 2016
18 Mar 2016
Conferences
This is confirmed by a common metric of creditworthiness, the interest coverage ratio, which is simply the ratio of a firm's earnings before interest and taxes to its interest expense. ... the interest payments due on these prior loans) and to finance
https://www.rba.gov.au/publications/confs/2016/lardy.html
What are the Global Imbalances?
10 Oct 2005
Bulletin
– October 2005
real interest rates in the United States would rise as borrowers competed for funds. ... European and Japanese interest rates should have been raised. This would make no sense.
https://www.rba.gov.au/publications/bulletin/2005/oct/3.html
Statement on Monetary Policy
10 Nov 2001
Bulletin
– November 2001
To be sure, Australian interest rates are now noticeably above those in the US. ... Australia was an exception in that it had reduced interest rates in early September.).
https://www.rba.gov.au/publications/bulletin/2001/nov/1.html
Statement on Monetary Policy
10 May 2003
Bulletin
– May 2003
0.1. 0.1. 0.4. Net exports. (a). 0.5. 0.3. 0.7. – Exports. ... Interest rates have been broadly stable at low levels in Asian emerging markets.
https://www.rba.gov.au/publications/bulletin/2003/may/1.html
Semi-Annual Statement on Monetary Policy
10 May 2000
Bulletin
– May 2000
Graph 7. Table 4: Policy Interest Rates. Increases since. 1999 low Basis points. ... the forthcoming changes in taxation arrangements and the recent increases in interest rates.
https://www.rba.gov.au/publications/bulletin/2000/may/1.html
How Will Ageing Affect the Structure of Financial Markets? | Conference – 2006
23 Jul 2006
Conferences
Concentration (commercial bank assets. share of. top 3). Net interest margin. ... Concentration (commercial bank assets, share of. top 3). Net interest margin.
https://www.rba.gov.au/publications/confs/2006/davis.html
Recent Developments in Banks' Funding Costs and Lending Rates
10 Mar 2010
Bulletin
– March 2010
Abstract. The global financial crisis has affected the cost and composition of Australian banks' funding, with flow-on effects to their lending rates and net interest margins. ... For the major banks, the increases in lending rates have more than fully
https://www.rba.gov.au/publications/bulletin/2010/mar/6.html
2023
14 Dec 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/
Risk and the Transformation of the Australian Financial System | Conference – 2007
20 Aug 2007
Conferences
This, combined with some contraction in the margins on deposits in the past few years, has resulted in these banks' net interest margins falling from around 4 per cent to around ... This has, however, been more than offset by the rapid growth of lending,
https://www.rba.gov.au/publications/confs/2007/ryan-thompson.html