Search: net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Risk Management
25 Sep 2017
RBA Annual Report
– 2017
The Reserve Bank is exposed to very little interest rate risk on its balance sheet liabilities. ... Banknotes on issue account for about 37 per cent of total liabilities and carry no interest cost to the Bank.
https://www.rba.gov.au/publications/annual-reports/rba/2017/risk-management.html
Earnings and Distribution
24 Oct 2016
RBA Annual Report
– 2016
The Reserve Bank's earnings in most years arise from two sources: underlying earnings – comprising net interest and fee income, less operating costs – and valuation gains or losses. ... small increase in the interest margin, and the first full-year
https://www.rba.gov.au/publications/annual-reports/rba/2016/earnings-and-distribution.html
Monetary and External Policies
9 Mar 2023
RBA Annual Report
– 1980
This will require flexibility in interest rawordination between monetary, fiscal and external instruments of policy. ... Nevertheless, markets tightened appreciably; banks' margins of free liquidity were low and short-term interest rates continued to rise
https://www.rba.gov.au/publications/annual-reports/rba/1980/monetary-external-policies.html
International Financial Cooperation
27 Oct 2022
RBA Annual Report
– October 2022
financial institutions net zero commitments; scaling up sustainable finance instruments; and discussing policy levers that incentivise financing that supports the transition. ... Volatility in commodity markets led to large margin calls for commodities
https://www.rba.gov.au/publications/annual-reports/rba/2022/international-financial-cooperation.html
Monetary Policy and Financial Developments
26 Jun 2023
RBA Annual Report
– 1977
also because market expectations about possible downward movements in interest rates had dissipated. ... 18 Private Finance — Interest Rates. The major trading banks' margin of free LGS assets was generally kept at low levels in 1976/77.
https://www.rba.gov.au/publications/annual-reports/rba/1977/monetary-policy-and-financial-developments.html
Financial Markets and the Bank's Operations
9 Mar 2023
RBA Annual Report
– 1988
By May, the higher rates were being reflected also in interest rates paid and charged by banks and other intermediaries. ... Banks were the main beneficiaries and, although they reduced their deposit interest rates, soon had a substantial increase in
https://www.rba.gov.au/publications/annual-reports/rba/1988/fin-markets-bank-operations.html
Financial Markets and the Bank's Operations
9 Mar 2023
RBA Annual Report
– 1989
Interest rates on housing loans tend to fluctuate less than other interest rates. ... tax deductibility of interest payments on debt when the rate of inflation is high.
https://www.rba.gov.au/publications/annual-reports/rba/1989/fin-markets-bank-operations.html
Note 15 – Financial Instruments and Risk
17 Oct 2019
RBA Annual Report
– 2019
In the RBA's case, market risk comprises foreign exchange risk and interest rate risk. ... Interest rate futures – As at 30 June 2019, the amount of credit risk on margin accounts associated with interest rate futures contracts held by the RBA was
https://www.rba.gov.au/publications/annual-reports/rba/2019/financial-statements/note-15.html
The World Economy and the Australian Balance of Payments
22 Jun 2023
RBA Annual Report
– 1977
As well, businesses in some countries will seek further restoration of profit margins. ... substantial net official borrowings (including the drawing from the Fund's Compensatory Financing Facility) of about $550 million.
https://www.rba.gov.au/publications/annual-reports/rba/1977/world-economy-and-the-aus-balance-of-payments.html
Operations in Financial Markets
16 Oct 2015
RBA Annual Report
– 2015
to advance funds overnight against eligible securities at an interest rate 25 basis points above the cash rate target. ... A small component of the Reserve Bank's net foreign currency reserves sits outside the benchmark framework.
https://www.rba.gov.au/publications/annual-reports/rba/2015/operations-in-financial-markets.html