Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-References
8 May 2024
Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... RBA and ACCC (2000), Debit and Credit Card Schemes in Australia: A Study of Interchange Fees and Access, October.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/references.html
Competition and Efficiency
1 Oct 2000
PSB Annual Report
– 2000
The study analysed interchange fee arrangements for ATM, credit cards and debit card payment networks separately. ... As far as the credit card network is concerned, the. Trade Practices Act 1974.
https://www.rba.gov.au/publications/annual-reports/psb/2000/competition.html
Competition and Efficiency
25 Sep 2003
PSB Annual Report
– 2003
Visa credit card schemes in Australia as payment systems subject to its regulation under the. ... APRA has also issued prudential guidance on risk management of credit card activities.
https://www.rba.gov.au/publications/annual-reports/psb/2003/competition.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates – August 2015 | Financial Sector | Submissions
1 May 2012
Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates - August 2015
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/
Other Retail Payments Developments
12 Sep 2014
PSB Annual Report
– 2014
The pricing of debit cards to consumers is less clear than credit cards because debit card services are generally bundled with a range of transaction and account services. ... While debit and credit cards remain a popular and widely accepted alternative
https://www.rba.gov.au/publications/annual-reports/psb/2014/other-ret-pay-dev.html
Retail Payments Developments
9 Oct 2015
PSB Annual Report
– 2015
Within credit and charge cards, the combined market share of the three-party card schemes (American Express and Diners Club) was largely unchanged in 2014/15 at 19–20 per cent ... Fraud statistics for ‘scheme’ debit, credit and charge cards include
https://www.rba.gov.au/publications/annual-reports/psb/2015/retail-payments-developments.html
Trends in Retail Payments
2 Oct 2013
PSB Annual Report
– 2013
Within card-based payments, more transactions were typically made with debit cards than credit cards, except in Brazil, Hong Kong, Japan, Korea and Turkey. ... First, consumers can use credit cards and certain debit cards to purchase goods and services
https://www.rba.gov.au/publications/annual-reports/psb/2013/trends-in-ret-pay.html
Retail Payments Trends
24 Oct 2016
PSB Annual Report
– 2016
Within domestic online retail payments, credit cards remain the dominant payment method by value. ... Fraud statistics for ‘scheme’ debit, credit and charge cards include transactions through the international card schemes – MasterCard, Visa,
https://www.rba.gov.au/publications/annual-reports/psb/2016/retail-payments-trends.html
Trends in Retail Payments
12 Sep 2014
PSB Annual Report
– 2014
Within credit/charge cards, the combined shares of the four-party schemes (MasterCard and Visa) and three-party card schemes (American Express and Diners Club) were largely unchanged in 2013/14. ... Firstly, they can use credit cards and certain debit
https://www.rba.gov.au/publications/annual-reports/psb/2014/trends-in-ret-pay.html
Other Retail Payments Developments
2 Oct 2013
PSB Annual Report
– 2013
Typically, these cards have very high annual fees (averaging around $460) but more generous rewards than the platinum credit cards in the same card range. ... American Express companion cards are now a relatively standard feature on rewards credit card
https://www.rba.gov.au/publications/annual-reports/psb/2013/other-ret-pay-dev.html