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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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List of tables

14 Sep 2017 PSB Annual Report – 2017
9.9. Credit cards. 22.4. 1.8. 120. 9.1. 4.1. 8.7. 4.8. Direct credits. ... Sources: MasterCard website; Visa website. Table 6: Selected Credit Card Interchange Fees.
https://www.rba.gov.au/publications/annual-reports/psb/2017/tables.html

List of tables

24 Oct 2016 PSB Annual Report – 2016
53. 13.4. 9.8. 13.4. 10.6. Credit cards. 22.9. 1.8. 126. 9.8. ... a). Excluding GST; as at 30 June 2016. Credit card. Per cent.
https://www.rba.gov.au/publications/annual-reports/psb/2016/tables.html

Research Discussion Papers – 2018

13 Feb 2018 RDP
Richard Finlay, Andrew Staib and Max Wakefield. RDP 2018-11 Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases.
https://www.rba.gov.au/publications/rdp/2018/

1.4 Payments System Board

19 Oct 2023 RBA Annual Report – October 2023
Payments System Board | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/payments-system-board.html

List of tables

10 Sep 2012 PSB Annual Report – 2012
13.2. Credit cards, and MasterCard and Visa debit cards. 23.8. (a). ... e) Scheme-branded credit cards are not shown. Sources: RBA; card issuers' websites.
https://www.rba.gov.au/publications/annual-reports/psb/2012/tables.html

List of tables

8 Sep 2011 PSB Annual Report – 2011
Shares in the year to June 2011, per cent. Number. Value. Credit cards. ... Cheques. Direct debits. Direct credits. Debit card. (a). Credit card. (b).
https://www.rba.gov.au/publications/annual-reports/psb/2011/tables.html

List of tables

13 Sep 2007 PSB Annual Report – 2007
Debit cards. 27.7. 0.8. 68. 9.4. 9.6. Credit cards. 25.7. 1.5. ... 14. 140. Singapore. 20. 12. 6. 32. na. 69. Split between debit and credit cards not available.
https://www.rba.gov.au/publications/annual-reports/psb/2007/tables.html

List of tables

20 Sep 2005 PSB Annual Report – 2005
2003. 2004. 2005. Credit Cards. No surcharge rule abolished. Access regime comes into force. ... transaction. value. Capture reimbursement fees. From deposit account. 0.44. –. From credit card account.
https://www.rba.gov.au/publications/annual-reports/psb/2005/tables.html

Where's the Money? An Investigation into the Whereabouts and Uses of Australian Banknotes

1 Dec 2018 RDP 2018-12
Richard Finlay, Andrew Staib and Max Wakefield
Data from the CPS show a steady shift away from cash as a means of payment over the past decade, driven by an increasing use of cards (credit and debit) to ... debit and credit card payments; and. banknote lodgements at cash depots.
https://www.rba.gov.au/publications/rdp/2018/2018-12/full.html
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List of tables

2 Oct 2013 PSB Annual Report – 2013
56. 14.4. 11.1. 14.6. 12.7. Credit cards. 22.9. 1.7. 139. 7.1. ... 8.0. 12.4. Credit cards, debit cards, and specialised payments providers. 30.2.
https://www.rba.gov.au/publications/annual-reports/psb/2013/tables.html