Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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MARTIN Has Its Place: A Macroeconometric Model of the Australian Economy
1 Aug 2019
RDP
2019-07
RBA. NMR. Mortgage rate. Per cent. Nominal. RBA. NMRSP. Mortgage rate spread to cash rate. ... rewi. Export-weighted exchange rate index. Log. Real. BIS, RBA. RMR. Mortgage rate.
https://www.rba.gov.au/publications/rdp/2019/2019-07/full.html
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Research Discussion Papers – 2014
2 Dec 2014
RDP
RDP 2014-13 Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data.
https://www.rba.gov.au/publications/rdp/2014/
Credit Losses at Australian Banks: 1980–2013
11 May 2015
RDP
2015-06
Research Discussion Paper – RDP 2015-06 Credit Losses at Australian Banks: 1980–2013 Abstract. David Rodgers. May 2015. 1.46. MB. banking, debt, financial markets, regulation. Credit risk – the risk that borrowers will not repay their loans
https://www.rba.gov.au/publications/rdp/2015/2015-06.html
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Promoting Liquidity: Why and How?
27 Oct 2008
RDP
2008-06
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2008/2008-06.html
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A Model of the Australian Housing Market
1 Mar 2019
RDP
2019-01
We estimate from March quarter 1987, following the deregulation of mortgage interest rates, to June quarter 2018. ... This is a significant factor in the large decline in real mortgage interest rates over.
https://www.rba.gov.au/publications/rdp/2019/2019-01/full.html
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A Survey of Housing Equity Withdrawal and Injection in Australia
1 Aug 2006
RDP
2006-08
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2006/2006-08.html
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Method
11 Sep 2015
RDP
2015-01
where PM is the estimated minimum primary mortgage payment, SM is the reported usual payment on second mortgages,. ... The estimated minimum annual primary mortgage payment for each year, PM, is obtained by annualising w.
https://www.rba.gov.au/publications/rdp/2015/2015-01/method.html
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Risk Management
12 Apr 2020
RBA Annual Report
– 2020
Footnotes. An internal RMBS is a bankruptcy-remote trust set up by an ADI which contains mortgages they have written. ... The Bank accepts the securities issued out of the RMBS (and secured by the mortgages) as collateral.
https://www.rba.gov.au/publications/annual-reports/rba/2020/risk-management.html
Operations in Financial Markets
27 Oct 2022
RBA Annual Report
– October 2022
the residential mortgage loans and the underlying collateral backing the RMBS structures.
https://www.rba.gov.au/publications/annual-reports/rba/2022/operations-in-financial-markets.html
Job Loss, Subjective Expectations and Household Spending
18 Aug 2021
RDP
2021-08
We also consider the effect of unemployment on expenditure on housing (rent and mortgage repayments), as these items are also recorded on a weekly basis:. ... We follow the same sub-sampling approach to test whether myopic households are more sensitive
https://www.rba.gov.au/publications/rdp/2021/2021-08/full.html
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