Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Financial Conditions
6 Feb 2024
SMP
– February 2024
Financial Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/financial-conditions.html
Introduction
1 Feb 1992
RDP
9202
RDP 9202: Some Tests of Competition in the Australian Housing Loan Market 1. ... the reactions by each bank to the value of loans made by other banks.
https://www.rba.gov.au/publications/rdp/1992/9202/introduction.html
See 8 more results from "RDP 9202"
Risk Management
27 Oct 2022
RBA Annual Report
– October 2022
The required margin is maintained throughout the term of the repo through daily two-way margining. ... the securities must be rated AAA and they attract a relatively high margin.
https://www.rba.gov.au/publications/annual-reports/rba/2022/risk-management.html
Domestic Financial Conditions
27 Nov 2018
SMP
– November 2018
Housing loans. (a). – Variable principal-and-interest rate. – Owner-occupier. 4.30. 5. ... loans to less than 30 per cent of an ADI's new lending; tightening loan serviceability assessment criteria; and guidance aimed at limiting lending at high
https://www.rba.gov.au/publications/smp/2018/nov/domestic-financial-conditions.html
Box D: Enhancing the Transparency of Interest Rates
6 Feb 2020
SMP
– February 2020
Mortgage rates vary across interest-only and principal-and-interest repayments, variable- and fixed-rate loans, loan sizes and loan-to-valuation ratios (LVRs). ... Personal finance also includes margin loans – which are loans that enable households to
https://www.rba.gov.au/publications/smp/2020/feb/box-d-enhancing-the-transparency-of-interest-rates.html
Operations in Financial Markets
12 Apr 2020
RBA Annual Report
– 2020
The cash rate is the interest rate on unsecured overnight loans between banks. ... 1,806. Gold loans and swaps. 2,002. Net Foreign Reserves. 65,423. Memo item:.
https://www.rba.gov.au/publications/annual-reports/rba/2020/operations-in-financial-markets.html
List of tables
10 Nov 2009
SMP
– November 2009
0.20. 3.40. Personal loans. Margin loans. 8.16. 0.15. 2.42. Standard credit cards. ... Term loans. Residentially secured. 7.48. 0.38. 2.61. Other security. 8.27. 0.38.
https://www.rba.gov.au/publications/smp/2009/nov/tables.html
Economic Conditions
6 Feb 2024
SMP
– February 2024
Economic Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/economic-conditions.html
List of tables
10 May 2009
SMP
– May 2009
9.40. 1.00. 2.51. 0.24. Personal loans. Margin loans. 8.01. 0.92. 2.57. ... Home equity loans. 5.89. 1.04. 3.69. 2.33. Small business. Term loans.
https://www.rba.gov.au/publications/smp/2009/may/tables.html
Operations in Financial Markets
21 Oct 2021
RBA Annual Report
– 2021
Foreign currency. 206. Gold loans and swaps. 453. Net forward foreign currency commitments: Long-term. ... that the loan is fully collateralised by cash (either foreign currency or Australian dollars).
https://www.rba.gov.au/publications/annual-reports/rba/2021/operations-in-financial-markets.html