Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
Search Results
Note 4 – Interest Income and Interest Expense
21 Oct 2021
RBA Annual Report
– 2021
Note 4 – Interest Income and Interest Expense | Reserve Bank of Australia Annual Report – 2021
https://www.rba.gov.au/publications/annual-reports/rba/2021/financial-statements/note-4.html
Risk Management
21 Oct 2021
RBA Annual Report
– 2021
Historically, this interest cost has been broadly offset by earnings on the domestic asset portfolio. ... the securities must be rated AAA and they attract a relatively high margin.
https://www.rba.gov.au/publications/annual-reports/rba/2021/risk-management.html
Note 4 – Interest Income and Interest Expense
12 Apr 2020
RBA Annual Report
– 2020
Cash collateral received. 173. 1. 0.7. 84,610. 446. 0.5. Net interest margin. ... 163,598. 2,310. 1.4. Interest expense. 65,036. 1,034. 1.6. Net interest margin.
https://www.rba.gov.au/publications/annual-reports/rba/2020/financial-statements/note-4.html
Earnings, Distribution and Capital
25 Sep 2017
RBA Annual Report
– 2017
Bank's underlying earnings were $960 million, which was $263 million lower than the previous year because of lower net interest income resulting from a decline in the net interest margin. ... The reduced interest margin reflected, in part, the decline in
https://www.rba.gov.au/publications/annual-reports/rba/2017/earnings-distribution-and-capital.html
List of graphs
10 Oct 2016
FSR
– October 2016
Graph 1.14: Banks' Net Interest Margins. ... Graph 3.16: Life Insurers' Net Profit after Tax. Boxes.
https://www.rba.gov.au/publications/fsr/2016/oct/graphs.html
List of graphs
10 Mar 2012
FSR
– March 2012
Graph 2.3: Major Banks' Net Interest Margin. ... Graph 3.21: Listed Corporates' Net Interest Payments.
https://www.rba.gov.au/publications/fsr/2012/mar/graphs.html
The Australian Financial System
20 Oct 2017
FSR
– October 2017
While net interest margins have trended lower they are now widening as funding conditions improve and the effects of recent loan repricing are realised. ... One reason for the lack of profit growth is that banks have divested wealth management and life
https://www.rba.gov.au/publications/fsr/2017/oct/aus-fin-sys.html
Box B: Australian Major Banks' Cost-to-income Ratios
10 Sep 2014
FSR
– September 2014
In 2013, those large banks that earned a greater share of their income from net interest income (a proxy for a bank's focus on lending activities) tended to have lower ... Footnotes. This has been an offset to the decline in the major banks' net interest
https://www.rba.gov.au/publications/fsr/2014/sep/box-b.html
The Global Financial Environment
8 Apr 2021
FSR
– April 2021
Low interest rates are an important factor driving this, which was previously assisted by purchases of corporate bonds by some central banks. ... 5 years), the removal of interest deductibility for investors and measures to increase housing supply.
https://www.rba.gov.au/publications/fsr/2021/apr/global-financial-environment.html
List of graphs
10 Apr 2017
FSR
– April 2017
Graph 1.4: Banks' Net Interest Margins. ... Graph B1: Interest-only Housing Loans.
https://www.rba.gov.au/publications/fsr/2017/apr/graphs.html