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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Operations in Financial Markets

8 Sep 2005 RBA Annual Report – 2005
Until recently, the Reserve Bank priced its stock lending so as to be the most expensive lender in the market and thereby avoid displacing private activity. ... This made it the securities lender of last resort. In October 2004, securities lending
https://www.rba.gov.au/publications/annual-reports/rba/2005/oper-fin-mkts.html

Australian Economic and Financial Conditions

9 Mar 2023 RBA Annual Report – 1963
of fixed interest lenders and standards of reporting by companies. ... Lending for existing houses by the major institutional lenders also appeared to be higher than in 1961/62.
https://www.rba.gov.au/publications/annual-reports/rba/1963/aus-economic-and-financial-conditions.html

Financial Markets | Reserve Bank of Australia Annual Report - 1996

31 Dec 1996 Annual Report
One example is in the housing market. Lower inflation, with lower interest rates and a normal (ie upward sloping) yield curve, has opened the way for new lenders, such as mortgage ... managers, to compete strongly with traditional lenders such as banks.
https://www.rba.gov.au/publications/annual-reports/rba/1996/fin-markets.html

Financial Markets and the Bank's Operations | Reserve Bank of Australia Annual Report - 1991

30 Jun 1991 Annual Report
During the year, competition among lenders for housing business – a preferred form of lending in current circumstances – saw the introduction of special offers for new loans such as interest-caps for ... These securities allow lenders to move assets
https://www.rba.gov.au/publications/annual-reports/rba/1991/fin-market.html

Financial Intermediation | Reserve Bank of Australia Annual Report - 1994

30 Jun 1994 Annual Report
are lower) and if some lenders were moved to compete more directly on the variable rate itself. ... For variable-rate housing loans, all the major lenders have charged 8.75 per cent.
https://www.rba.gov.au/publications/annual-reports/rba/1994/fin-intermediation.html

Operations in Financial Markets

12 Apr 2020 RBA Annual Report – 2020
Lenders have also eased loan payment burdens for households and businesses whose incomes are affected by the disruptions brought about by the pandemic.
https://www.rba.gov.au/publications/annual-reports/rba/2020/operations-in-financial-markets.html

The Bank's Policies | Reserve Bank of Australia Annual Report - 1986

30 Jun 1986 Annual Report
Unsophisticated and ill-advised borrowers and lenders may fail to see the same risk as the market does. ... Even relatively sophisticated borrowers and lenders may persuade themselves at times to set aside exchange risk as something to face up to in the
https://www.rba.gov.au/publications/annual-reports/rba/1986/bank-policies.html

Financial Markets and The Bank's Operations | Reserve Bank of Australia Annual Report - 1992

30 Jun 1992 Annual Report
Competition in this market has seen the major housing lenders offer special terms to new customers, including those who switch from other intermediaries.
https://www.rba.gov.au/publications/annual-reports/rba/1992/fin-markets.html

Financial Intermediation | Reserve Bank of Australia Annual Report - 1984

30 Jun 1984 Annual Report
Competition among lenders also led banks to lower their commitment fees, which encouraged borrowers to take on overdraft and bill facilities, often split between banks. ... The changing relativities provided strong incentives for lenders and borrowers to
https://www.rba.gov.au/publications/annual-reports/rba/1984/fin-intermediation.html

Annual Report-1965-Monetary Policy

31 Dec 1965 Annual Report
with other groups of lenders, action to bring about higher interest rates and security yields, and open market operations. ... Whereas previously the Bank had issued safe custody receipts in the names of individual lenders, it now issues bearer safe
https://www.rba.gov.au/publications/annual-reports/rba/1965/monetary-policy.html