Search: debit card

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31–40 of 747 search results for debit card

RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Literature

8 Oct 2018 RDP 2018-11
Mary-Alice Doyle
and the offer of rewards points provide monetary incentives for consumers to use credit cards instead of alternative payment methods, such as debit cards or cash; in most other respects, credit ... In addition to potential practical barriers to switching
https://www.rba.gov.au/publications/rdp/2018/2018-11/literature.html
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Cards

31 Dec 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
Similarly, households in the first and second age-adjusted household income quartiles made considerably more payments using debit cards than credit cards. ... to have contributed to the greater debit card use by lower-income respondents.
https://www.rba.gov.au/publications/rdp/2014/2014-05/cards.html
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Retail Payments Regulation and Policy Issues

17 Oct 2019 PSB Annual Report – 2019
For merchants, the cost of accepting a debit card payment can vary depending on which network processes the transaction. ... Dual-network debit cards have access to two networks – the domestic eftpos scheme and one of the two international schemes,
https://www.rba.gov.au/publications/annual-reports/psb/2019/retail-payments-regulation-and-policy-issues.html

Central Clearing of OTC Derivatives in Australia: A discussion paper issued by the Council of Financial Regulators – 2011 | Consultations

7 Jun 2011 Consultations
REFORMS: Credit Cards; Debit Cards; The ATM System; ATM Fee Reforms; Review of Card Payment Systems Reforms; Account Switching; POLICY FRAMEWORK: Payments System Board; Core Principles for Systemically Important Payment Systems; Standards for
https://www.rba.gov.au/publications/consultations/201106-otc-derivatives/

Payments System Regulation and Policy Issues

27 Sep 2023 PSB Annual Report – September 2023
Payments System Regulation and Policy Issues | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/payments-system-regulation-and-policy-issues.html

Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions

8 May 2024 Submissions
Cardholders undertaking a debit card transaction can choose between selecting the ‘CHQ’, ‘SAV’ or ‘CR’ (cheque, savings or credit) account buttons at the point of sale terminal if they wish to ... In the five years to 2012, the value of
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments

8 May 2024 Submissions
The Bank's 2013 Consumer Use Survey shows that higher-income households use credit cards much more frequently for transactions compared with debit cards; conversely, debit card use is more common ... For credit and debit cards, merchants are usually
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html

Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions

8 May 2024 Submissions
According to data published by APCA, total losses from fraudulent debit, credit and charge card transactions on cards issued and/or acquired in Australia amounted to $465 million in 2014/15, ... Graph 1. In contrast to CNP fraud, according to APCA data,
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html

Willingness to Pay for the Use of Credit Card Features

11 Sep 2015 RDP 2015-03
Tai Lam and Crystal Ossolinski
As a crosscheck of the results, we also present the equivalent regression on the willingness to pay for debit cards (where the card feature variables are the respondent's credit card ... Two additional results are of interest. Premium card holders were
https://www.rba.gov.au/publications/rdp/2015/2015-03/willingness-pay-use-credit-card-features.html
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The Evolving Retail Payments Landscape

27 Sep 2023 PSB Annual Report – September 2023
The Evolving Retail Payments Landscape | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/the-evolving-retail-payments-landscape.html