Search: Real interest rate
RBA Glossary definition for Real interest rate
Real interest rate – The real interest rate refers to the cost of borrowing money (i.e. the nominal interest rate) net of inflation. It takes account of the fact that part of the nominal interest that borrowers pay to lenders represents compensation for anticipated inflation. The remaining �real� component better reflects the economic cost of borrowing and the return to lending.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
Search Results
The Economy and Economic Policies in 1976/77
26 Jun 2023
RBA Annual Report
– 1977
Savings Bonds Series 5 on sale from 8 October with an interest rate of 9.5 per cent. ... Savings Bonds Series 8 on sale from 6 May, at unchanged interest rate.
https://www.rba.gov.au/publications/annual-reports/rba/1977/eco-eco-policies.html
Financial Developments in Australia
26 Jun 2023
RBA Annual Report
– 1976
There was some seasonal rise in short term interest rates, but long term interest rates were unaffected. ... The reduction in interest rates did not fully reflect through the range of rates charged to borrowers.
https://www.rba.gov.au/publications/annual-reports/rba/1976/fin-dev-australia.html
Risk Management
16 Oct 2013
RBA Annual Report
– 2013
The Reserve Bank is exposed to very little interest rate risk on its balance sheet liabilities. ... Interest paid on these deposits reflects domestic short-term interest rates, effectively hedging part of the interest rate exposure of the domestic asset
https://www.rba.gov.au/publications/annual-reports/rba/2013/risk-mgmt.html
Abbreviations
21 Oct 2021
PSB Annual Report
– 2021
Austraclear. Austraclear Limited. BBSW. Bank bill swap rate. BCBS. Basel Committee on Banking Supervision. ... IRD. Interest rate derivatives. IRS. Interest Rate Swaps. LCH Ltd. LCH Limited.
https://www.rba.gov.au/publications/annual-reports/psb/2021/abbreviations.html
Risk Management
8 Sep 2005
RBA Annual Report
– 2005
The Reserve Bank is exposed to three main risks related to its balance sheet, namely credit risk, interest rate risk and exchange rate risk. ... Furthermore, the overall exposure to a change in domestic interest rates is reduced by the presence of
https://www.rba.gov.au/publications/annual-reports/rba/2005/risk-mgmt.html
Our Role
21 Oct 2021
RBA Annual Report
– 2021
The pursuit of our mission is also supported by our core values of promoting the public interest, integrity, excellence, intelligent inquiry and respect. ... The Fast Settlement Service of RITS settles obligations arising from individual payments
https://www.rba.gov.au/publications/annual-reports/rba/2021/our-role.html
Risk Management
28 Jul 2004
RBA Annual Report
– 2004
There are three types of balance sheet risk: credit, interest rate, and exchange rate risk. ... exchange rate appreciates or local and global interest rates rise.
https://www.rba.gov.au/publications/annual-reports/rba/2004/risk-mgmt.html
Abbreviations
15 Oct 2020
PSB Annual Report
– 2020
FSS. Fast Settlement Service. HVCS. High Value Clearing System. IBOR. Interbank offered rate. ... IRD. Interest rate derivatives. KYC. Know-Your-Customer. LCH Ltd. LCH Limited. LCR.
https://www.rba.gov.au/publications/annual-reports/psb/2020/abbreviations.html
Risk Management
4 Sep 2008
RBA Annual Report
– 2008
Increases in market interest rates reduce the value of securities that earn a fixed rate of interest, which make up most of the securities held by the Bank. ... Over the past year, the interest rate risk faced by the Reserve Bank has declined marginally.
https://www.rba.gov.au/publications/annual-reports/rba/2008/risk-mgmt.html
Economic Developments and Monetary Policy
20 Jun 2023
RBA Annual Report
– 1979
adverse to activity—for high interest rates or for an exchange rate above the rate which might otherwise be appropriate. ... In a climate of official encouragement of—and at times pressure for—interest rate reductions, official yields and interest
https://www.rba.gov.au/publications/annual-reports/rba/1979/eco-dev-mon-policy.html