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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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January | 2024

25 Jan 2024 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2024/jan/

Consumer Payment Behaviour in Australia

15 Jun 2023 Bulletin – June 2023
Thuong Nguyen and Benjamin Watson
The results of the Reserve Bank’s 2022 Consumer Payments Survey show that consumers continue to shift from using cash to electronic payment methods – a trend that was accelerated by the COVID-19 pandemic and consumers’ preference towards using
https://www.rba.gov.au/publications/bulletin/2023/jun/consumer-payment-behaviour-in-australia.html

List of tables

10 Sep 2012 PSB Annual Report – 2012
a) Includes charge cards. (b) Includes BPAY. (c) Split between debit and credit cards not available. ... 2010. 2011. All instruments. 11.4. 16.2. All cards. 37.9. 51.1. Scheme credit, debit and charge cards.
https://www.rba.gov.au/publications/annual-reports/psb/2012/tables.html

The Cost of Card Payments for Merchants

15 Sep 2022 Bulletin – September 2022
Troy Gill, Cara Holland and Georgia Wiley
The average cost for a merchant to accept a card payment has declined over recent years.
https://www.rba.gov.au/publications/bulletin/2022/sep/the-cost-of-card-payments-for-merchants.html

List of tables

20 Sep 2018 PSB Annual Report – 2018
Number. Value. $. Number. Value. Number. Value. Cards. 73.5. 5.4. 68. ... e). 12,000. 29. 37. 13. Cheques. 320. 47. 4. 17. Credit/charge cards.
https://www.rba.gov.au/publications/annual-reports/psb/2018/tables.html

List of tables

14 Sep 2017 PSB Annual Report – 2017
4.3. Direct entry. (d). 14,709.9. 60.2. Cheques. 395.0. 4.5. Credit/charge cards. ... Sources: ASX; CLS; RBA. Table 4: Selected Debit and Prepaid Card Interchange Fees: eftpos.
https://www.rba.gov.au/publications/annual-reports/psb/2017/tables.html

List of tables

2 Oct 2013 PSB Annual Report – 2013
Number. Value. $. Number. Value. Number. Value. Debit cards. 39.9. 1.2. ... 361. 0.62. 307. 0.50. Scheme debit, credit and charge cards. 347.
https://www.rba.gov.au/publications/annual-reports/psb/2013/tables.html

Competition and Efficiency

25 Sep 2003 PSB Annual Report – 2003
This is because an important aim of the reform is to provide merchants additional leverage in negotiating lower merchant service fees for credit and charge cards (including those issued by ‘three ... One major national corporation began surcharging on
https://www.rba.gov.au/publications/annual-reports/psb/2003/competition.html

The ATM System since the 2009 Reforms

17 Mar 2016 Bulletin – March 2016
Darren Flood and Stephen Mitchell
The past seven years have seen two major forces affecting the ATM system. Reforms to pricing arrangements in 2009 have had a number of effects, including establishing an environment that has encouraged a rise in ATM numbers. More recently, the ATM
https://www.rba.gov.au/publications/bulletin/2016/mar/4.html

List of tables

20 Sep 2005 PSB Annual Report – 2005
Debit Cards. Joint Study announced. Joint Study released. EFTPOS industry working group formed. ... charge card. 10. 12. 7. EFTPOS. 0. 0. 0. Direct credit.
https://www.rba.gov.au/publications/annual-reports/psb/2005/tables.html