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RBA Glossary definition for EFTPOS

EFTPOS – electronic funds transfer at point of sale. The eftpos system is a domestic debit card system managed by eftpos Payments Australia Limited.

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5.5 Abbreviations

19 Oct 2023 RBA Annual Report – 2023
eftpos. electronic funds transfer at point of sale. EAF. Executive Accountability Framework.
https://www.rba.gov.au/publications/annual-reports/rba/2023/abbreviations.html

2.3 Banking and Payment Services

19 Oct 2023 RBA Annual Report – October 2023
Banking and Payment Services | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/banking-and-payment-services.html

Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions

8 May 2024 Submissions
Graph 2. While the rates of fraud for eftpos and ATM transactions remain relatively low compared with the rates for international scheme card purchases, counterfeiting activity has not declined by the ... The industry is working to upgrade eftpos cards
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html

Competition and Efficiency

11 Nov 2004 PSB Annual Report – 2004
It has also considered the relationship between the interchange fees in the credit card and EFTPOS system. ... to EFTPOS cards, despite scheme-based debit cards having higher overhead expenses and higher rates of fraud.
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html

List of tables

12 Sep 2014 PSB Annual Report – 2014
Visa. MasterCard. Visa. eftpos. Consumer electronic. 0.30. 0.30. 9.1. (b). 8.0. ... All cards. 307. 355. eftpos and ATM transactions. 16. 18. Scheme debit, credit and charge cards.
https://www.rba.gov.au/publications/annual-reports/psb/2014/tables.html

Reform of Card Payment Systems

26 Sep 2006 PSB Annual Report – 2006
Collectively, these arrangements distorted the relative competitive positions of the EFTPOS and scheme debit systems. ... decision that it was in the public interest to designate the EFTPOS system.
https://www.rba.gov.au/publications/annual-reports/psb/2006/reform-card.html

Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions

8 May 2024 Submissions
In contrast, fraud losses on eftpos and ATM transactions have remained low by comparison. ... The low level of fraud losses in the eftpos system has typically been attributed to mandatory PIN use, along with the fact that the eftpos network cannot be
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html

Appendix A: Ground-up Calculations

1 Dec 2018 RDP 2018-12
Richard Finlay, Andrew Staib and Max Wakefield
This series can be used to generate an implied share of cash registers with EFTPOS terminals back to the late 1980s. ... Given the introduction of EFTPOS in the 1980s, the results appear broadly reasonable.
https://www.rba.gov.au/publications/rdp/2018/2018-12/appendix-a.html
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How Australians Withdraw Cash

10 Jul 2004 Bulletin – July 2004
The survey does not separately identify those who used EFTPOS to withdraw cash. ... The increase in the number of EFTPOS terminals has been even more marked.
https://www.rba.gov.au/publications/bulletin/2004/jul/3.html

Background | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
transactions from the lower-cost EFTPOS system to the higher-cost scheme debit systems. ... However, the multilateral interchange fee schedule does not currently apply to all EFTPOS transactions.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/background.html