Search: APPs
RBA Glossary definition for APPs
APPs – Australian Privacy Principles, replaced the Information Privacy Principles and the National Privacy Principles on 12 March 2014.
Search Results
5.5 Focus Topic: Operational Risk in a Digital World
6 Oct 2023
FSR
– October 2023
5.5 Focus Topic: Operational Risk in a Digital World | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-operational-risk-in-a-digital-world.html
Consumer Payment Behaviour in Australia
15 Jun 2023
Bulletin
– June 2023
The results of the Reserve Bank’s 2022 Consumer Payments Survey show that consumers continue to shift from using cash to electronic payment methods – a trend that was accelerated by the COVID-19 pandemic and consumers’ preference towards using
https://www.rba.gov.au/publications/bulletin/2023/jun/consumer-payment-behaviour-in-australia.html
Submission to Payments System Review – January 2021 | Responses and Options Paper
8 May 2024
Submissions
The increased consumer use of remote payments has been accompanied by more businesses selling goods or services on their websites or via mobile apps. ... These payment methods are commonly used for app-based ride-hailing and meal delivery services, for
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html
The Australian Financial System
7 Oct 2022
FSR
– October 2022
Another major bank – CBA – had announced plans to allow some crypto-assets to be purchased using the CommBank app, though these plans are on hold pending further clarity on the regulatory
https://www.rba.gov.au/publications/fsr/2022/oct/australian-financial-system.html
Other Remote Payment Methods
31 Dec 2014
RDP
2014-05
Smartphone payments, that is, payments through an app, webpage or by SMS, are a focus area of innovation in the payments system and a goal of the survey was to obtain ... There has been a relative shift toward using smartphones to conduct banking tasks,
https://www.rba.gov.au/publications/rdp/2014/2014-05/oth-rem-pay-meth.html
Head Office Management
28 Aug 2006
RBA Annual Report
– 2006
Secretary: David Emanuel. Deputy Secretary: Anthony Dickman. Head: Paul Apps. Head: Paul Barry.
https://www.rba.gov.au/publications/annual-reports/rba/2006/head-office.html
Introduction | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016
10 Dec 2016
Consultations
The electronic representation of the card is contained in a ‘mobile wallet’ – an ‘app’ provided either by the cardholder's financial institution or by a third-party mobile wallet provider. ... Almost all Australian card-issuing financial
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/introduction.html
The Evolving Payments Landscape
21 Oct 2021
PSB Annual Report
– 2021
In most cases, customers use a mobile app to access these services and repayments are drawn from a customer's linked debit or credit card.
https://www.rba.gov.au/publications/annual-reports/psb/2021/the-evolving-payments-landscape.html
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions
28 Dec 2019
Submissions
in-app payments that embed the payment in a transaction, obtaining customer details once and then removing the need for authorisation of subsequent individual transactions. ... These payment methods are commonly used for app-based ride-hailing and meal
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html
Payments System Regulation and Policy Issues
28 Sep 2022
PSB Annual Report
– September 2022
PayTo could be used in a range of other payment scenarios, including for in-app and e-commerce transactions, funding digital wallets and paying e-invoices.
https://www.rba.gov.au/publications/annual-reports/psb/2022/payments-system-regulation-and-policy-issues.html