Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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In Brief: Financial Stability Review – March 2024
22 Mar 2024
FSR
This issue of our Financial Stability Review assesses the current condition of the financial system and potential risks to financial stability.
https://www.rba.gov.au/publications/fsr/2024/mar/
Overview
8 Oct 2021
FSR
– October 2021
Financial stress persists for some borrowers, particularly those whose incomes have not recovered to pre-pandemic levels and as a result struggle to make loan repayments. ... Vulnerabilities could build further if housing market strength gives way to
https://www.rba.gov.au/publications/fsr/2021/oct/overview.html
In Brief: Financial Stability Review – October 2023
6 Oct 2023
FSR
This issue of our Financial Stability Review assesses the current condition of the financial system and potential risks to financial stability.
https://www.rba.gov.au/publications/fsr/2023/oct/
Boxes
22 Mar 2024
FSR
A number of Boxes on topics of special interest are published in the Financial Stabiilty Review. These boxes can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/boxes.html
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
22 Jul 2020
RDP
2020-03
My results are broadly consistent with the double-trigger hypothesis. Ability-to-pay factors, such as regional unemployment rates and borrowers' repayment-to-income ratios, are found to be correlated with
https://www.rba.gov.au/publications/rdp/2020/2020-03.html
See 11 more results from "RDP 2020-03"
The Role of Collateral in Borrowing
20 Jan 2021
RDP
2021-01
Australian interbank markets at the time of the Lehman Brothers failure present a platform for identification, because the collateral is liquid and homogenous across borrowers (unlike in retail credit markets), the ... After the exogenous shock,
https://www.rba.gov.au/publications/rdp/2021/2021-01.html
See 11 more results from "RDP 2021-01"
Syndicated Lending
15 Jun 2023
Bulletin
– June 2023
Syndicated lending involves a group of lenders providing a single loan to one borrower.
https://www.rba.gov.au/publications/bulletin/2023/jun/syndicated-lending.html
Resilience of Australian Households and Businesses
22 Mar 2024
FSR
– March 2024
Resilience of Australian Households and Businesses | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-australian-households-and-businesses.html
April | 2024
18 Apr 2024
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2024/apr/
Box B: How Risky is High-DTI and High-LVR Lending?
8 Apr 2022
FSR
– April 2022
The income and wealth characteristics of high-DTI borrowers vary depending on whether the borrower is an owner-occupier or an investor. ... Graph B.4. The income distribution of high-DTI borrowers varies depending on whether the borrower is an
https://www.rba.gov.au/publications/fsr/2022/apr/box-b-how-risky-is-high-dti-and-high-lvr-lending.html