Search: charge card
RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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The Personal Credit Card Market in Australia: Pricing over the Past Decade
10 Mar 2012
Bulletin
– March 2012
b) Does not include spending on companion cards that may accompany these card products. ... with $18,800 without a companion card), making these slightly more competitive than the merchant-branded cards.
https://www.rba.gov.au/publications/bulletin/2012/mar/7.html
Card Payment Systems
13 Sep 2007
PSB Annual Report
– 2007
Most merchants that surcharge apply the same percentage rate for all credit and charge cards. ... Merchant service fees in the credit and charge card schemes have continued to fall over the past year.
https://www.rba.gov.au/publications/annual-reports/psb/2007/card-payments.html
The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
27 Nov 2023
RDP
2023-08
15. 22. 24. 30. 44. 51. Credit and charge cards. 11. ... Credit and charge cards. 23. 16. 31. 28. 25. 26. BPAY.
https://www.rba.gov.au/publications/rdp/2023/2023-08/full.html
See 11 more results from "RDP 2023-08"
Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
14 Sep 2020
RDP
2020-06
24. 30. 44. Credit and charge cards. 11. 9. 19. 22. ... 36. Credit and charge cards. 23. 16. 31. 28. 25. BPAY.
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
See 14 more results from "RDP 2020-06"
Bulletin
18 Apr 2024
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/
Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions
8 May 2024
Submissions
cards. Thus, at least three quarters of consumers (EFTPOS users plus credit card users who performed no EFTPOS transactions) are likely to have a positive valuation on EFTPOS. ... Conclusion on the social cost of payment systems. Table 4 summarises the
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html
A Guide to the Card Payments System Reforms
10 Sep 2010
Bulletin
– September 2010
MasterCard and Visa, and potentially issue credit cards to cardholders or provide card acceptance services to merchants. ... a credit card than cardholders that pay interest on their credit card; the latter group tends to use debit cards more frequently.
https://www.rba.gov.au/publications/bulletin/2010/sep/7.html
Competition and Efficiency
11 Nov 2004
PSB Annual Report
– 2004
Most merchants that do charge for credit cards impose a uniform charge across credit and charge cards although some merchants are imposing higher charges for the more expensive American Express and ... The credit and charge card schemes operated by
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html
The Evolving Retail Payments Landscape
27 Sep 2023
PSB Annual Report
– September 2023
The Evolving Retail Payments Landscape | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/the-evolving-retail-payments-landscape.html
Bulletin Articles – 2005
9 Mar 2023
Bulletin
The Reserve Bank Bulletin is a monthly publication that contains economic commentary, feature articles, speeches and a set of statistical tables
https://www.rba.gov.au/publications/bulletin/2005/