Search: smart card
RBA Glossary definition for smart card
smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.
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Innovation
1 Nov 1984
RDP
8402
COSTELLO, J. “‘Smart Card’ Goes Ahead in France: A Microprocessor in Plastic Pays the Bills”. ... No. 3, 1980, pp.27–30. MAYER, M. “Here Comes the Smart Card”.
https://www.rba.gov.au/publications/rdp/1984/8402/innovation.html
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Measuring Productivity in the Australian Banking Sector | Conference – 1995
10 Jul 1995
Conferences
This has been manifested in ATMs and credit cards, and more recently, the widespread installation of EFTPOS and the introduction of debit and smart cards.
https://www.rba.gov.au/publications/confs/1995/oster-antioch.html
Banking in the 21st Century: The Transformation of an Industry | Conference – 1996
9 Jul 1996
Conferences
However, technology also facilitates the verification of the standing of transactors: a particular example is the development of smart cards. ... Similarly, in the United Kingdom and United States, credit card companies are subcontracting the
https://www.rba.gov.au/publications/confs/1996/llewellyn.html
Panel Discussion: What is the Future for Small Business? | Conference – 2015
19 Mar 2015
Conferences
It took 75 years for the telephone to get to half of the population; it took the smart phone less than 10. ... goal and charges everyone's credit cards, the risk is back on the banks.
https://www.rba.gov.au/publications/confs/2015/henderson-jeffreys-carnell.html
The Sub-prime Crisis: Causal Distortions and Regulatory Reform | Conference – 2008
14 Jul 2008
Conferences
RBA Annual Conference – 2008 The Sub-prime Crisis: Causal Distortions and Regulatory Reform Adrian Blundell-Wignall and Paul Atkinson. Financial bubbles associated with leverage and the crises to which they give rise are always a consequence of
https://www.rba.gov.au/publications/confs/2008/blundell-wignall-atkinson.html
Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases
9 Oct 2018
RDP
2018-11
Moreover, most cardholders, including those who receive a net benefit, appear not to choose cards that best suit their use patterns – for instance, I estimate that consumers who use their card ... Finally, I find that around half of the respondents who
https://www.rba.gov.au/publications/rdp/2018/2018-11.html
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Card Payments
27 Nov 2023
RDP
2023-08
2019. 2022. All card payments. 4.7. 7.3. Credit cards. 5.5. 7.3. ... Debit cards. 4.3. 7.3. Reward cardholder status. Owns a rewards card.
https://www.rba.gov.au/publications/rdp/2023/2023-08/card-payments.html
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Appendix C: Credit Card Holding and Rewards Program Membership
11 Sep 2015
RDP
2015-03
RDP 2015-03: The Value of Payment Instruments: Estimating Willingness to Pay and Consumer Surplus Appendix C: Credit Card Holding and Rewards Program Membership. ... Holds a credit card. Member of rewards program. Coefficient. Marginal effect.
https://www.rba.gov.au/publications/rdp/2015/2015-03/appendix-c.html
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Cards
31 Dec 2014
RDP
2014-05
In addition, new card technologies appear to have influenced consumers to make greater use of cards. ... Contactless card payment technology has been widely adopted in Australia since 2010 and appears to have encouraged greater use of cards at the point
https://www.rba.gov.au/publications/rdp/2014/2014-05/cards.html
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Payment Cards
8 Aug 2017
RDP
2017-04
Opal cards can be topped up in a number of ways, including by making an online or in-person card payment. ... the cards that they held, rather than selecting the type of card (i.e.
https://www.rba.gov.au/publications/rdp/2017/2017-04/payment-cards.html
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