Search: systemic risks
RBA Glossary definition for systemic risks
systemic risks – Events which may jeopardise financial system stability and cause harm to the real economy. For example, the Y2K problem was regarded as such a risk. They may include the risk that the failure of one participant in a payments system, or in financial markets generally, to meet their required obligations when due, will cause other participants or financial institutions to be unable to meet their obligations (including settlement obligations in a transfer system) when due. Such a failure may cause significant liquidity or credit problems.
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Financial Stability Assessment
6 Oct 2023
FSR
– October 2023
Financial Stability Assessment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/overview.html
Household and Business Finances in Australia
6 Apr 2023
FSR
– April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html
Box B: Interest-only Mortgage Lending
21 Apr 2017
FSR
– April 2017
For some time regulators have highlighted the potential risks associated with IO compared with P&I loans. ... Lenders' practices in assessing the ability of borrowers to repay their loans are important to manage the systemic risks posed by IO lending.
https://www.rba.gov.au/publications/fsr/2017/apr/box-b.html
Climate Change and Financial Risk
6 Apr 2023
Bulletin
– June 2023
Climate change, and the actions taken in response to it, introduces both risks and opportunities for financial institutions.
https://www.rba.gov.au/publications/bulletin/2023/jun/climate-change-and-financial-risk.html
Skin in the Game – Central Counterparty Risk Controls and Incentives
18 Jun 2015
Bulletin
– June 2015
The increasing systemic importance of central counterparties (CCPs) has seen recent policy debates focus on the ability of CCPs to withstand a crisis effectively. CCPs maintain prefunded financial resources to cover the potential losses arising from
https://www.rba.gov.au/publications/bulletin/2015/jun/9.html
At a Glance: Financial Stability Review – April 2022
8 Apr 2022
FSR
However, Russia's invasion of Ukraine and the resulting sanctions have amplified some existing risks and created others. ... rates. Loan performance could then deteriorate significantly. The current stress among highly indebted property developers in
https://www.rba.gov.au/publications/fsr/2022/apr/
Overview
8 Oct 2021
FSR
– October 2021
Further, price falls could be widespread if interest rates were to increase sharply due to unexpected inflation or rising risk premiums. ... However, there has been a build-up of systemic risks associated with high and rising household indebtedness.
https://www.rba.gov.au/publications/fsr/2021/oct/overview.html
The Evolution of Risk and Risk Management – A Prudential Regulator's Perspective | Conference – 2007
20 Aug 2007
Conferences
Risk-based supervision aims to ensure that supervisory attention and resources are targeted at institutions whose activities are posing greater risks or have larger systemic impact. ... Multi-risk economic capital models with coverage beyond credit and
https://www.rba.gov.au/publications/confs/2007/laker.html
4. Financial Market Infrastructures
21 Oct 2021
PSB Annual Report
– 2021
The Bank is responsible for assessing how well licensees have complied with the standards and their obligation to do all other things necessary to reduce systemic risk. ... Cyber risk management has been an increasingly important area of such guidance,
https://www.rba.gov.au/publications/annual-reports/psb/2021/financial-market-infrastructures.html
References
31 Dec 2001
RDP
2001-06
RDP 2001-06: The Effect of Macroeconomic Conditions on Banks' Risk and Profitability References. ... Minsky M (1995), ‘Financial Factors in the Economics of Capitalism’, in H Benink (ed), Coping with Financial Fragility and Systemic Risk, Kluwer
https://www.rba.gov.au/publications/rdp/2001/2001-06/references.html
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