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RBA Glossary definition for smart card

smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.

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Cryptocurrency: Ten Years On

20 Jun 2019 Bulletin – June 2019
Cameron Dark, David Emery, June Ma and Clare Noone
Ten years on from the creation of Bitcoin, the term ‘cryptocurrency’ has entered the public consciousness.
https://www.rba.gov.au/publications/bulletin/2019/jun/cryptocurrency-ten-years-on.html

The Economics of a Central Bank Digital Currency in Australia

8 Dec 2022 Speech
Brad Jones
Speech delivered by Brad Jones, Assistant Governor (Financial System), 17th Central Bank Conference on the Microstructure of Financial Markets, Sydney
https://www.rba.gov.au/speeches/2022/sp-ag-2022-12-08.html

Payments System Regulation and Policy Issues

28 Sep 2022 PSB Annual Report – September 2022
The main new policy measures in this area included:. An expectation that larger debit card issuers will continue to issue dual-network debit cards (DNDCs). ... For example, the Bank began publishing more granular data on the fees that merchants pay for
https://www.rba.gov.au/publications/annual-reports/psb/2022/payments-system-regulation-and-policy-issues.html

Speeches | Financial Stability Resources

9 Mar 2023
What's on the Cards? – Sydney.
https://www.rba.gov.au/fin-stability/resources/speeches.html

Financial Regulation and the Financial System Inquiry

5 Jul 1996 Speech
Bernie Fraser
Speech by Bernie Fraser to the ‘Trends’ Luncheon organised by Advance Bank, Canberra
https://www.rba.gov.au/speeches/1996/sp-gov-050796.html

An eAUD?

13 Dec 2017 Speech
Philip Lowe
Speech delivered by Philip Lowe, Governor, at the 2017 Australian Payment Summit, Sydney
https://www.rba.gov.au/speeches/2017/sp-gov-2017-12-13.html

Security Printing: a Central Banker's Perspective – Welcome Address to High Security Printing Asia

5 Dec 2017 Speech
Lindsay Boulton
Speech delivered by Lindsay Boulton, Assistant Governor (Business Services), to the HSP Asia Conference, Melbourne
https://www.rba.gov.au/speeches/2017/sp-ag-2017-12-05.html

Non-Banks in the Payments System: A Central Bank Perspective

4 May 2007 Speech
Philip Lowe
Remarks by Philip Lowe to the Federal Reserve Bank of Kansas City Conference on ‘Non-Banks in the Payments System: Innovation, Competition and Risk’, Santa Fe
https://www.rba.gov.au/speeches/2007/sp-ag-050507.html

New Payments Insights from the Updated Retail Payments Statistics Collection

21 Mar 2019 Bulletin – March 2019
Stephen Mitchell and Hao Wang
Banks' funding costs increased a little over 2018, driven by a rise in the cost of wholesale funding linked to money market rates, but with some offset from reductions in the cost of retail deposits.
https://www.rba.gov.au/publications/bulletin/2019/mar/new-payments-insights-from-the-updated-retail-payments-statistics-collection.html

The Australian Payments System

24 Mar 2003 PSB Annual Report – 2002
Despite earlier expectations, smart cards and ‘electronic money’ have made no inroads on cash payments in Australia (or in most other countries). ... Debit card (EFTPOS) usage has also been growing but at rates that have been outstripped by credit
https://www.rba.gov.au/publications/annual-reports/psb/2002/au-payments.html