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RBA Glossary definition for direct debit

direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).

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Domestic Regulatory Developments

8 Apr 2022 FSR – April 2022
The direct effects on the Australian financial system have therefore been modest so far. ... These are the Mastercard debit and credit card systems, the Visa debit and credit card systems, the EFTPOS card system and the New Payments Platform.
https://www.rba.gov.au/publications/fsr/2022/apr/regulatory-developments.html

2.3 Banking and Payment Services

19 Oct 2023 RBA Annual Report – October 2023
Banking and Payment Services | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/banking-and-payment-services.html

The Balance of Payments | Explainer | Education

30 Apr 2024
This series provides short, concise explanations for various economics topics.
https://www.rba.gov.au/education/resources/explainers/the-balance-of-payments.html

Transactional Banking at the RBA in Extraordinary Times

18 Jun 2020 Bulletin – June 2020
Talina Leung
The Reserve Bank of Australia (RBA) is the banker to the Commonwealth of Australia, supporting the Australian Government in its daily banking needs.
https://www.rba.gov.au/publications/bulletin/2020/jun/transactional-banking-at-the-rba-in-extraordinary-times.html

2020

13 Jul 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2020/

Reform of the ATM System – One Year On

10 Jun 2010 Bulletin – June 2010
Brendan Filipovski and Darren Flood
their customers have fewer opportunities to make ATM withdrawals free from direct charges. ... direct charges on people who are limited in the ATMs they can use.
https://www.rba.gov.au/publications/bulletin/2010/jun/6.html

Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991

21 Jun 1991 Conferences
Ian Harper
Again, non-bank financial intermediaries and direct financiers stepped in to fill the breach. ... Bankcard debit/credit card. Enhanced retirement services. 1987. Life insurance. Fixed-rate mortgage lending.
https://www.rba.gov.au/publications/confs/1991/harper.html

Consumer Payment Behaviour in Australia

15 Jun 2023 Bulletin – June 2023
Thuong Nguyen and Benjamin Watson
The results of the Reserve Bank’s 2022 Consumer Payments Survey show that consumers continue to shift from using cash to electronic payment methods – a trend that was accelerated by the COVID-19 pandemic and consumers’ preference towards using
https://www.rba.gov.au/publications/bulletin/2023/jun/consumer-payment-behaviour-in-australia.html

List of tables

2 Oct 2013 PSB Annual Report – 2013
BPAY. 4.2. 1.8. 785. 5.3. 10.5. 8.5. 10.7. Direct debits. 9.5. ... Number per capita, 2011. Cheques. Direct. debits. Direct. credits. Debit. card.
https://www.rba.gov.au/publications/annual-reports/psb/2013/tables.html

Banking and Payment Services

27 Oct 2022 RBA Annual Report – October 2022
Over time, PayTo is expected to replace the direct debit system; it will address many of the limitations of the current system by allowing for real-time receipting of payments as ... The LVSS collates interbank obligations, which arise from cheques, some
https://www.rba.gov.au/publications/annual-reports/rba/2022/banking-and-payment-services.html