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RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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Domestic Financial Markets and Conditions
10 Nov 2006
SMP
– November 2006
Following the August (and May) tightening, most lenders also increased the interest rates on their personal loans and standard credit cards. ... Once again, however, increased competition in the market for ‘low-rate/no-frills’ cards saw a few
https://www.rba.gov.au/publications/smp/2006/nov/dom-fin-mkts.html
Domestic Financial Markets
10 Feb 2009
SMP
– February 2009
Over the easing cycle, financial institutions' variable rates on low-rate credit cards and unsecured personal loans have fallen by 30–80 basis points. ... Rates on standard credit cards and margin loans have declined by 125–165 basis points.
https://www.rba.gov.au/publications/smp/2009/feb/dom-fin-mkts.html
Domestic Financial Markets
10 Aug 2009
SMP
– August 2009
Credit card lending has continued to slow as households focus upon repaying debt (Graph 70). ... Over the 12 months to June, there has been little growth in outstanding credit card balances.
https://www.rba.gov.au/publications/smp/2009/aug/dom-fin-mkts.html
Introduction
10 Nov 2010
SMP
– November 2010
The appetite for new debt also remains more subdued than in the past, with both housing and credit card debt currently growing at historically low rates.
https://www.rba.gov.au/publications/smp/2010/nov/intro.html
Domestic Economic Conditions
27 Nov 2018
SMP
– November 2018
outgoing passenger cards in mid 2017.
https://www.rba.gov.au/publications/smp/2018/nov/domestic-economic-conditions.html
Domestic Financial Markets
10 Aug 2011
SMP
– August 2011
Financial institutions' interest rates on most variable personal loans – including credit cards, home equity loans and margin loans – have remained little changed since the beginning of the year. ... Personal credit fell modestly over the June quarter
https://www.rba.gov.au/publications/smp/2011/aug/dom-fin-mkts.html
Domestic Financial Markets
10 May 2013
SMP
– May 2013
Personal credit grew modestly over the March quarter, driven by an increase in the value of fixed-term loans and total credit card balances.
https://www.rba.gov.au/publications/smp/2013/may/dom-fin-mkts.html
Domestic Financial Markets
10 May 2009
SMP
– May 2009
Financial institutions' average variable rates on unsecured personal loans, margin loans and standard credit cards have fallen by 60 to 90 basis points since end January, but average rates on ... Personal credit, which is a much smaller component of
https://www.rba.gov.au/publications/smp/2009/may/dom-fin-mkts.html
International and Foreign Exchange Markets
10 Feb 2009
SMP
– February 2009
small businesses by purchasing up to US$200 billion of newly originated asset-backed securities (ABS) collateralised by auto and student loans, credit card receipts and certain small business loans.
https://www.rba.gov.au/publications/smp/2009/feb/intl-fx-mkts.html
Overview
10 Aug 2011
SMP
– August 2011
The change in household behaviour is also evident in borrowing decisions, with recent growth in housing and credit card debt the slowest for many years.
https://www.rba.gov.au/publications/smp/2011/aug/overview.html