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RBA Glossary definition for dual-network card

dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.

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Background and Potential Issues | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
undertake issuing or acquiring activities in the MasterCard and Visa credit card systems. ... The Bank is aware of an increasing number of entities – often foreign corporations focusing on non-traditional products such as ‘virtual cards’ – with
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/background-potential-issues.html

Attachment 2 – Draft Variation to the Access Regimes | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document…

6 Dec 2013 Consultations
the public interest; and. the financial stability of the designated credit card system. ... This Access Regime applies to the credit card system operated within Australia known as the [ ] system or the [ ] network card system designated on 12 April 2001
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/attachment-2.html

Consultation on Changes to the Bank's Standards for Card Payment Systems | Consultations

3 Dec 2015 Consultations
Consultation on Changes to the Bank's Standards for Card Payment Systems
https://www.rba.gov.au/publications/consultations/201512-consultation-on-changes-to-the-banks-standards-for-card-payments-systems.html

Background | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
The cap is based on the cost to the issuer of authorisation and processing of scheme card transactions. ... Consequently, the share of debit card transactions processed through the MasterCard or Visa networks increased over this period (Graph 2).
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/background.html

Consultation | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
merchant? Is there a case for disclosure of the cost of card acceptance by merchants? ... Indeed, the merchant service fees charged to many merchants do not differentiate between card types, even though the mix of cards may influence the level of fees
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/consultation.html

Attachment 3 | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
debit card transaction’ or ‘transaction’ means a transaction in Australia using the EFTPOS system;. ... an ‘issuer’ is a participant in the EFTPOS system that issues debit cards to its customers;.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/attachment-3.html

Insights into the Impact of Payment Systems Reforms | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 …

7 Jun 2011 Consultations
This question was intended to examine consumer responses to ‘differential’ surcharging across card schemes. ... sensitivity of consumers to the higher surcharges that American Express/Diners Club cards typically attract.
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/impact-payment-systems-reforms.html

Background | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
2, Merchant Pricing for Credit Card Purchases; and The ‘Honour All Cards’ Rule in the Visa Debit and the Visa Credit Card Systems and the ‘No Surcharge’ Rule in the Visa ... Paragraph 8 of the Standard titled The ‘Honour All Cards’ Rule in
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/background.html

Payments System Board Consultation on a Draft Guidance Note for the Varied Surcharging Standards | Consultations

8 Jun 2012 Consultations
Payments System Board Consultation on a Draft Guidance Note for the Varied Surcharging Standards June 2012
https://www.rba.gov.au/publications/consultations/201206-draft-gn-var-sur-standards.html

Background | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations

9 Mar 2012 Consultations
more competitive environment for debit cards. ... Since 2009, with encouragement from the Reserve Bank, the industry has worked on migrating to a Community of Interest Network (COIN) for message exchanges in the bilateral payment systems, including the
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/background.html