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RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Payments System Board Consultation on Card Surcharging | Consultations
10 Jun 2011
Consultations
Payments System Board Consultation on Card Surcharging
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging.html
Dual-Network Debit Cards | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016
10 Dec 2016
Consultations
In Canada, the Code of Conduct for the Credit and Debit Card Industry in Canada (‘the Code’) explicitly provides for dual-network cards but takes a different approach. ... This excludes prepaid cards. It also excludes the 5 million ‘combo’
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/dual-network-debit-cards.html
Review of Card System Access Regimes: A Consultation Document – May 2013 | Consultations
28 May 2013
Consultations
At its May 2013 meeting, the Payments System Board decided to hold a public consultation on the access regimes applying to the MasterCard credit and the Visa credit and Visa debit systems
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/
Background | Review of Card Surcharging: A Consultation Document June 2011 | Consultations
7 Jun 2011
Consultations
Background. In 2003, the Reserve Bank began implementing reforms to the debit and credit card systems in Australia. ... Footnotes. The Standard titled Merchant Pricing for Credit Card Purchases and the Standard titled The ‘Honour All Cards’ Rule in
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/background.html
Policy Options | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations
28 May 2013
Consultations
It should be noted that regardless of the option chosen, the Banking Regulations 1966 would also have implications for whether entities that are not ADIs could participate in credit card systems ... For example, they could either include all entities
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/policy-options.html
Consultation on Card System Access Regimes | Consultations
28 May 2013
Consultations
Consultation on Card System Access Regimes
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes.html
Introduction | Review of Card Surcharging: A Consultation Document June 2011 | Consultations
7 Jun 2011
Consultations
Introduction. The Payments System Board imposed the no-surcharge Standards – requiring the removal of no-surcharge scheme rules – on the MasterCard and Visa credit card systems effective from 1 January 2003 ... The removal of these rules has allowed
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/introduction.html
Introduction | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016
10 Dec 2016
Consultations
For example, Transport for NSW is looking to allow customers to use their contactless cards or mobile phones as ‘open loop’ alternatives to the Opal card, while various government entities are ... The relevant entities for this paper include:. Card
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/introduction.html
Background and Potential Issues | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations
28 May 2013
Consultations
undertake issuing or acquiring activities in the MasterCard and Visa credit card systems. ... The Bank is aware of an increasing number of entities – often foreign corporations focusing on non-traditional products such as ‘virtual cards’ – with
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/background-potential-issues.html
Reviewing the Designation of the eftpos System | Review of Card Surcharging: A Consultation Document June 2011 | Consultations
9 Mar 2012
Consultations
This system allows cardholders to use a debit card to pay for goods or services or withdraw cash at the point of sale. ... It would be similar to the form of the designations for the MasterCard and Visa credit card systems, and the Visa Debit system.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/efpos-system.html