Search: smart card
RBA Glossary definition for smart card
smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.
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Measuring Productivity in the Australian Banking Sector | Conference – 1995
10 Jul 1995
Conferences
This has been manifested in ATMs and credit cards, and more recently, the widespread installation of EFTPOS and the introduction of debit and smart cards.
https://www.rba.gov.au/publications/confs/1995/oster-antioch.html
Banking in the 21st Century: The Transformation of an Industry | Conference – 1996
9 Jul 1996
Conferences
However, technology also facilitates the verification of the standing of transactors: a particular example is the development of smart cards. ... Similarly, in the United Kingdom and United States, credit card companies are subcontracting the
https://www.rba.gov.au/publications/confs/1996/llewellyn.html
Panel Discussion: What is the Future for Small Business? | Conference – 2015
19 Mar 2015
Conferences
It took 75 years for the telephone to get to half of the population; it took the smart phone less than 10. ... goal and charges everyone's credit cards, the risk is back on the banks.
https://www.rba.gov.au/publications/confs/2015/henderson-jeffreys-carnell.html
The Sub-prime Crisis: Causal Distortions and Regulatory Reform | Conference – 2008
14 Jul 2008
Conferences
RBA Annual Conference – 2008 The Sub-prime Crisis: Causal Distortions and Regulatory Reform Adrian Blundell-Wignall and Paul Atkinson. Financial bubbles associated with leverage and the crises to which they give rise are always a consequence of
https://www.rba.gov.au/publications/confs/2008/blundell-wignall-atkinson.html
Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991
21 Jun 1991
Conferences
Bankcard debit/credit card. Enhanced retirement services. 1987. Life insurance. Fixed-rate mortgage lending. ... Reduced terms and minimum balances for term deposits. PIN for credit and debit card access.
https://www.rba.gov.au/publications/confs/1991/harper.html
The Australian Financial System in the 1990s | Conference – 2000
21 Jun 1990
Conferences
At the same time, there has been a five-fold increase in the number of credit card transactions over the decade, and a trebling since 1995. ... Approximately two-thirds of these securities are backed exclusively by residential mortgages, with others
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html
The Evolving Structure of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
There has been considerable expansion of the ATM network and the number of EFTPOS terminals in recent years (Figure 10), and these and other card-based payment systems now account for ... Some of the innovations in retail banking in the mid 1980s, for
https://www.rba.gov.au/publications/confs/1996/edey-gray.html
The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011
24 Jul 2000
Conferences
The Reserve Bank began a program of payments system reforms in the early 2000s, focusing initially on card payment systems (Bullock 2010), where network characteristics create access issues. ... Scheme arrangements also meant that merchants were
https://www.rba.gov.au/publications/confs/2011/davis.html
Reflections on US Labour Market Performance | Conference – 1998
9 Jun 1998
Conferences
Card, Kramarz and Lemieux 1996; Krueger and Pischke 1997; Nickell and Bell 1995).
https://www.rba.gov.au/publications/confs/1998/katz.html
Discussion on Microeconomics of the Australian Labour Market | Conference – 1998
9 Jun 1998
Conferences
The controversial findings of Card and Krueger on the impact of changes in the minimum wage on employment generated much discussion. ... However, the other evidence that Card and Krueger presented using time-series evidence was more robust and suggested
https://www.rba.gov.au/publications/confs/1998/lowe-disc.html