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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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Retail Payments March 2022

9 May 2022 Statistics
69.1. 2.4. 0.2. 13.5. 9.5. of which: Credit and charge cards. ... 0.0. 19.2. 12.0. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-0322.html

Retail Payments July 2022

9 Mar 2023 Statistics
73.5. 1.3. 1.6. 1.2. 27.3. of which: Credit and charge cards. ... 2.5. 0.7. 26.6. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-0722.html

Retail Payments January 2021

5 Mar 2021 Statistics
60.9. -1.1. -1.1. 7.2. 4.9. of which: Credit and charge cards. ... 0.9. 11.2. 16.8. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2021/retail-payments-0121.html

Retail Payments August 2022

9 Mar 2023 Statistics
76.1. 1.5. 3.4. 3.3. 29.8. of which: Credit and charge cards. ... 5.4. 3.8. 29.7. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-0822.html

Retail Payments October 2022

9 Mar 2023 Statistics
78.2. 0.6. 1.5. 10.3. 23.2. of which: Credit and charge cards. ... 0.8. 12.2. 21.8. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-1022.html

Retail Payments February 2023

6 Apr 2023 Statistics
79.3. 5.6. 0.0. 13.4. 14.3. of which: Credit and charge cards. ... 0.3. 15.1. 13.0. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0223.html

Retail Payments September 2022

9 Mar 2023 Statistics
76.9. 3.9. 0.5. 4.5. 27.9. of which: Credit and charge cards. ... 0.5. 6.1. 25.8. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-0922.html

Retail Payments May 2021

7 Jul 2021 Statistics
64.2. 0.1. 1.6. 5.6. 23.9. of which: Credit and charge cards. ... 1.8. 9.5. 21.1. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2021/retail-payments-0521.html

Retail Payments August 2021

7 Oct 2021 Statistics
58.9. –8.6. 2.0. 0.7. 3.5. of which: Credit and charge cards. ... 3.6. 15.4. 4.0. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2021/retail-payments-0821.html

Retail Payments June 2021

9 Aug 2021 Statistics
63.4. 1.6. -1.2. 3.1. 10.0. of which: Credit and charge cards. ... 0.8. 19.8. 8.3. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2021/retail-payments-0621.html