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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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The Stance of Monetary Policy in a World of Numerous Tools

21 Oct 2020 Speech PDF 258KB
Competitive pressuresin lending markets mean that reductions in funding costs associated with the TFF have been passedthrough to business and household borrowers. ... But the TFF has lowered a broader range ofinterest rates in the economy and put more
https://www.rba.gov.au/speeches/2020/pdf/sp-ag-2020-10-20.pdf

Interest Rates and the Property Market

19 Sep 2022 Speech PDF 559KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-so-2022-09-19.pdf

The Extraordinary Decline in Australia's Net Foreign Liabilities

18 Oct 2023 Speech PDF 781KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-10-18.pdf

Speech How Are Households Placed for Interest RateIncreases? Michele ...

19 Jul 2022 Speech PDF 476KB
So these borrowers are shielded for the time being from interest rate rises. ... Some fixed-rateloans also allow borrowers to make at least some excess repayments.
https://www.rba.gov.au/speeches/2022/pdf/sp-dg-2022-07-19.pdf

Transcript of Question & Answer Session on 08 December 2023

8 Dec 2023 Speech
Andrea Brischetto
Transcript of Question & Answer Session , Sydney Banking and Financial Stability Conference, University of Sydney, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-12-08-q-and-a-transcript.html

Long and Variable Monetary Policy Lags

5 Jun 2023 Speech PDF 575KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-ag-2023-03-20.pdf

The Limits of Interest-only Lending

24 Apr 2018 Speech
Christopher Kent
Speech delivered by Christopher Kent, Assistant Governor, to the Housing Industry Association Breakfast, Sydney
https://www.rba.gov.au/speeches/2018/sp-ag-2018-04-24.html

The Housing Market and Financial Stability

23 Sep 2021 Speech PDF 322KB
Thebanks offered borrowers deferrals on their loan repayments. There were moratoriums on evictionsand rent relief for businesses and households. ... Tools that address serviceability of loans and the amount of credit that can beobtained by individual
https://www.rba.gov.au/speeches/2021/pdf/sp-ag-2021-09-22.pdf

The Monetary Policy Transmission Process: What Do We Know? (And What Don't We Know?)

28 Aug 1995 Speech
Stephen Grenville
Talk by Stephen Grenville to the Australian Business Economists, Sydney
https://www.rba.gov.au/speeches/1995/sp-ag-280895.html

Monetary Policy Decision

19 Mar 2024 Speech
Michele Bullock
Media Conference 19 March 2024 – Monetary Policy Decision, Sydney
https://www.rba.gov.au/speeches/2024/mc-gov-2024-03-19.html