Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Speech How Are Households Placed for Interest RateIncreases? Michele ...
19 Jul 2022
Speech
PDF
476KB
So these borrowers are shielded for the time being from interest rate rises. ... Some households will find interest rate risesimpacting their debt servicing burden and cash flow.
https://www.rba.gov.au/speeches/2022/pdf/sp-dg-2022-07-19.pdf
Transcript of Question & Answer Session on 21 November 2023
21 Nov 2023
Speech
Transcript of Question & Answer Session , ASIC Annual Forum, Melbourne
https://www.rba.gov.au/speeches/2023/sp-gov-2023-11-21-q-and-a-transcript.html
Building Financial Sector Resilience: A Decade Long Transition
30 Oct 2018
Speech
Speech delivered by Michele Bullock, Assistant Governor, at the 10th Annual Commonwealth Bank Global Markets Conference, Sydney
https://www.rba.gov.au/speeches/2018/sp-ag-2018-10-30.html
The Neutral Rate: The Pole-star Casts Faint Light
17 Oct 2022
Speech
PDF
637KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-ag-2022-10-12.pdf
Housing in the Endemic Phase
26 May 2022
Speech
PDF
480KB
than offsets theusual net outflow of residents to other parts of Australia, especially Queensland. ... But these net flows mask much larger flows in both directions from eachregion (Graph 3).
https://www.rba.gov.au/speeches/2022/pdf/sp-ag-2022-05-25.pdf
Banking and the COVID-19 Pandemic
15 Dec 2020
Speech
PDF
299KB
Ultimately, then, the net effect of low interest rates on banks' profits is an empirical question.Studies focus on the direct effects. ... Globally they tend to find that a reduction in interest rates resultsin lower profits because they reduce net
https://www.rba.gov.au/speeches/2020/pdf/sp-so-2020-12-15.pdf
Monetary Policy in 2020
24 Nov 2020
Speech
PDF
404KB
While a low interest rate environment can put pressure on banks' net interest margins, the return onequity of the Australian banking system remains robust. ... This package has materially lowered the structure of interest rates in the Australian
https://www.rba.gov.au/speeches/2020/pdf/sp-dg-2020-11-24.pdf
The Reserve Bank's Operations – Liquidity, Market Function and Funding
27 Jul 2020
Speech
Speech delivered by Christopher Kent, Assistant Governor (Financial Markets), to KangaNews, Online
https://www.rba.gov.au/speeches/2020/sp-ag-2020-07-27.html
Some Current Issues in Banking
23 May 1994
Speech
Speech by Bernie Fraser to the New South Wales State Committee, Australian Institute of Bankers, Sydney
https://www.rba.gov.au/speeches/1994/sp-gov-230594.html
Monetary Policy in 2020
24 Nov 2020
Speech
Speech delivered by Guy Debelle, Deputy Governor, Australian Business Economists, Virtual
https://www.rba.gov.au/speeches/2020/sp-dg-2020-11-24.html