Search: PIN
RBA Glossary definition for PIN
PIN – Personal Identification Number
Search Results
Payment Systems Developments and Architecture: Some Background
27 Sep 2006
Speech
Background Paper ‘Payment Systems Developments and Architecture: Some Background’ to presentation to Australian Bankers' Association and Australian Payments Clearing Association Forum on 27 September 2006 in Sydney
https://www.rba.gov.au/speeches/2006/background-paper-270906.html
Leaning In: Towards Better Payment and Clearing Systems
16 May 2019
Speech
Speech delivered by Michele Bullock, Assistant Governor (Financial System), at ASIC Annual Forum, Sydney
https://www.rba.gov.au/speeches/2019/sp-ag-2019-05-16.html
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
The move from signature authentication to PINs for American Express, Diners Club, MasterCard and Visa cards (eftpos has always been PIN-only). ... Signature- and PIN-based card transactions are reported by merchants to be slower than cash but
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
Panic, Pandemic and Payment Preferences
3 Jun 2020
Speech
Speech delivered by Michele Bullock, Assistant Governor (Financial System), Morgan Stanley Disruption Evolved Webcast, Sydney
https://www.rba.gov.au/speeches/2020/sp-ag-2020-06-03.html
Discussion of Decomposing Supply and Demand Driven Inflation
23 Nov 2023
Conferences
PDF
697KB
RBA Annual Conference 2023
https://www.rba.gov.au/publications/confs/2023/pdf/rba-conference-2023-shapiro-discussion.pdf
Cards
31 Dec 2014
RDP
2014-05
Further, a range of other technological innovations is likely to have increased the use of cards, including the introduction of PIN authentication (which decreases the tender time of a card payment ... Contactless card payments were used for a wide range
https://www.rba.gov.au/publications/rdp/2014/2014-05/cards.html
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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
21 Nov 2023
RDP
PDF
2354KB
card into a terminal at the store checkout (and providing a personal identification number (PIN) or. ... facilitated a move to contactless transactions by increasing the transaction limit below which a PIN.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf
Resource Costs of Payments
31 Dec 2014
RDP
2014-14
Signature- and PIN-based card transactions are reported by merchants to be slower than cash but considerably quicker than cheques. ... Concurrently, costs have been boosted by higher staff wages and investment expenditure associated with terminal
https://www.rba.gov.au/publications/rdp/2014/2014-14/resource-costs-payments.html
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Leaning In: Towards Better Payment and Clearing Systems
17 May 2019
Speech
PDF
401KB
PIN@POS was a good example earlier in this decade of a successful collaboration between financialinstitutions in Australia to improve the security of card transactions at the point of sale. ... Furthermore, the fraud wouldprobably just move to a merchant
https://www.rba.gov.au/speeches/2019/pdf/sp-ag-2019-05-16.pdf
Changing Patterns in Household Saving and Spending
22 Sep 2011
Speech
Speech by Philip Lowe to Australian Economic Forum 2011, Sydney
https://www.rba.gov.au/speeches/2011/sp-ag-220911.html