Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Submission to the Inquiry into Access for Small and Medium Business to Finance - February 2011 | Financial Sector | Submissions
7 Feb 2011
Submissions
default, a lender is likely to lose close to 30 per cent of the small business loan's value, compared to 20 per cent for housing loans. ... strong competition between lenders and an increase in the use of residential property as collateral.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-for-small-and-medium-business-to-finance-2011/
Abbreviations | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
LCR. Liquidity coverage ratio. LMI. Lenders mortgage insurer. LVR. Loan-to-valuation ratios.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/abbreviations.html
Overview | Submission to the Inquiry into the Post-Global Financial Crisis Banking Sector – May 2012 | Financial Sector | Submissions
1 May 2012
Submissions
This reflects a combination of factors, including an increase in non-performing loans, the exit of some foreign-owned credit providers, and a lack of appetite by the remaining lenders to
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-post-gfc-banking-sector-2012/overview.html
HANDOUT PREPARED FOR STANDING COMMITTEE ON ECONOMICS 22 SEPTEMBER 2016
21 Sep 2016
Submissions
PDF
386KB
Indicator based on selected lenders’ lowest available advertised. standard variable rates.
https://www.rba.gov.au/publications/submissions/financial-sector/handout-standing-committee-on-economics-2016-09-22/pdf/handout-standing-committee-on-economics-2016-09-22.pdf
Policy Considerations | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003 | Housing and Housing…
1 Nov 2003
Submissions
As discussed in the previous chapter, the main factors underpinning the unusually strong investor demand in Australia are the favourable terms on which lenders are prepared to provide finance to investors, ... A related issue is whether lenders are
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/policy-considerations.html
Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
They employed mobile lenders to circumvent the need for the costly branch networks employed by the banks. ... Lenders also competed for new business through product innovations, including:. Home-equity loans, which provide a line of credit against
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html
Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…
1 Mar 2014
Submissions
Financial corporations intermediate the flow of funds between net lenders and net borrowers. ... The volatility of farm income means that lenders place particular emphasis on collateral requirements.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html
List of graphs | Submission to the Financial System Inquiry March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
Graph 6.11: Lenders' Shares in Business Credit.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/graphs.html
Organisation of Prudential Supervision | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
They may supply liquidity to the system generally (as in 1987 following the stock market crash), or they may be the ‘lender of last resort’ to individual financial institutions which are ... Nevertheless, it is a possibility. However, if the argument
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/organisation-of-prudential-supervision.html
Key Financial Developments Since the Wallis Inquiry | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
During the financial crisis, a number of these flows reversed, as lenders repatriated their foreign holdings and home bias reasserted itself, especially in Europe. ... There were some deposit runs in Europe – most notably on UK lender Northern Rock
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/financial-developments-since-wallis-inquiry.html