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RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions
21 Mar 2003
Submissions
and Credit Card Schemes in Australia: A Study of Interchange Fees and Access (the “Joint Study”). ... Merchants will therefore be significant direct beneficiaries of debit and credit card reform, taken together, in terms of the net costs they incur
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions
28 Dec 2019
Submissions
Increasing use of debit and credit cards for lower-value payments has been the most notable aspect of the growth in electronic payments to date. ... The access regimes currently in place for the Visa and Mastercard credit card schemes have helped
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html
List of tables | Submission to the Financial System Inquiry March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
Table 8.3: Selected Interchange Fees on a $100 Credit Card Transaction. ... Finance product. Share of respondents. Credit card. 73. Secured bank loan.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/tables.html
Submission to Payments System Review
3 Feb 2021
Submissions
PDF
1155KB
Furthermore, the number of domestic personal credit card accounts has fallen by 11 per cent over the. ... including reductions in the generosity of credit card rewards programs and changing attitudes towards.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees - 21 March 2003
7 May 2008
Submissions
PDF
26KB
Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees.pdf
Submission to the Financial System Inquiry March 2014
10 Nov 2017
Submissions
PDF
3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf
Reforms to the Payment Systems (Regulation) Act 1998
1 Dec 2023
Submissions
PDF
446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf
Submission to the ACCC: eBay and PayPal – 2 May 2008
18 Jul 2008
Submissions
PDF
16KB
Submission to the ACCC: eBay and PayPal
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/pdf/ebay-and-paypal.pdf
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology
9 Jan 2020
Submissions
PDF
797KB
Increasing use of debit and credit cards for lower-value payments has been the most notable aspect of. ... The access regimes currently in place for the Visa and Mastercard credit card schemes have helped.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/pdf/financial-and-regulatory-technology.pdf
A Strategic Plan for the Payments System
6 Jun 2023
Submissions
PDF
539KB
prescribed as critical are the Mastercard debit and credit card systems, the Visa debit and credit card. ... more competitive pressure on card payments system operators and participants to lower the costs.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/consultation-on-a-strategic-plan-for-the-payments-system.pdf