Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions
25 Nov 1999
Submissions
Notes on Bank Fees on Small Businesses – November 1999
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/
Competition in Banking | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions
1 Jan 1991
Submissions
Nor do the lower average margins in the second half of the 1980s mean that all depositors and borrowers have benefited equally. ... a reduction in the previous incentive to lend only to the lowest-risk borrowers after interest rate ceilings were removed;.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/competition-in-banking.html
Home Ownership Rates | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
probably had the effect of advantaging higher-income earners (lower-risk borrowers), who are often older. ... Graph 17. Footnote. Mortgages in Australia with an original LVR above 80 per cent typically require lenders mortgage insurance (LMI), which is
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/home-ownership-rates.html
Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…
1 Mar 2014
Submissions
Financial corporations intermediate the flow of funds between net lenders and net borrowers. ... This is because smaller businesses are generally riskier borrowers than most other customer types.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html
Summary of Key Themes | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
Greater access to the credit and payment histories of borrowers might be beneficial to this.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/summary-of-key-themes.html
Submission to the Inquiry into Access of Small Business to Finance – March 2010 | Financial Sector | Submissions
24 Mar 2010
Submissions
Small business borrowers have faced lower loan-to-valuation ratios, stricter collateral requirements and higher interest coverage ratios. ... in the riskiness of the borrower.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-of-small-business-to-finance-2010/
Note on Bank Fees on Small Businesses
22 Sep 2003
Submissions
PDF
379KB
the average account-servicing fee for small business borrowers is higher than for households; and. •
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/pdf/notes-on-bank-fees-on-small-businesses.pdf
Submission to the Financial System Inquiry - 6 September 1996 (Published as Occasional Paper No. 14)
25 Jul 2013
Submissions
PDF
604KB
It should also cater to a wide rangeof borrowers, from the well established to those with high-risk new ventures. ... This form of regulation - consumer and investorprotection - attempts to improve the safety of investors' funds and requires
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/pdf/financial-system-inquiry-1996.pdf
Productivity Commission Inquiry on First Home Ownership
14 Nov 2003
Submissions
PDF
438KB
PRODUCTIVITY. COMMISSION INQUIRY. ON. FIRST HOME. OWNERSHIP. November 2003. Submission by. RESERVE BANK OF AUSTRALIA. ii. TABLE OF CONTENTS. Page. Executive Summary ……………………………… 1. 1. The Australian Housing Market: Prices,
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/pdf/inquiry-productivity-commission-on-first-home.pdf
Submission to the Inquiry into the Reserve Bank Amendment (Australian Reconstruction and Development Board) Bill 2013 – February 2014 |…
1 Feb 2014
Submissions
Graph 3. Banks offer a range of products to rural borrowers, including overdraft and redraw facilities, and loans with repayment schedules that can be matched to farmers' expected cash flow cycles. ... Rural loan arrangements generally include risk
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-rba-amendment-australian-reconstruction-development-board-bill-2013/