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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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European Financial Deregulation: The Pressures for Change and the Costs of Achievement | Conference – 1991

21 Jun 1991 Conferences
Joseph Bisignano
Both borrower and lender have an incentive to develop a close “information-sharing” and, possibly, a “risk-sharing” relationship. ... contributed in certain cases to strong long-term relationships between creditors and business borrowers.
https://www.rba.gov.au/publications/confs/1991/bisignano.html

The Rise in US Household Indebtedness: Causes and Consequences

20 Nov 2007 Conferences PDF 193KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/dynan-kohn.pdf

The Impact of Unconventional Monetary Policy on the Overnight Interbank Market | Conference – 2013

19 Aug 2013 Conferences
Morten L Bech and Cyril Monnet
Let m denote the measure of borrowers and hence 1 – m is the measure of lenders. ... i. >. ) and chooses to become a borrower if it has less than required (R.
https://www.rba.gov.au/publications/confs/2013/bech-monnet.html

The Cost of Inflation in Australia | Conference – 1992

10 Jul 1992 Conferences
Doug McTaggart
It is usually the case, however, that lenders are taxed on nominal receipts and borrowers are able to deduct nominal interest payments. ... The nominal interest rate lenders receive must rise by more than the nominal interest rate borrowers face.
https://www.rba.gov.au/publications/confs/1992/mctaggart.html

Private Capital Flows, Living with Volatility, and the New Architecture | Conference – 1999

9 Aug 1999 Conferences
W Max Corden
But why were they lower (for the same borrower from the same country)? ... effects on borrowers and the financial system, as well as on consumers or users of imports.
https://www.rba.gov.au/publications/confs/1999/corden.html

Small Business Conditions and Finance

23 Sep 2015 Conferences PDF 4551KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/conf-vol-2015.pdf

What the FOMC Says and Does When the Stock Market Booms | Conference – 2003

18 Aug 2003 Conferences
Stephen G Cecchetti
As the economy slips into recession, borrowers become less able to repay loans, and so defaults increase. ... Instead of tempering the actions of the lenders, they suggest going after a particular group of borrowers, those who use margin loans to
https://www.rba.gov.au/publications/confs/2003/cecchetti.html

Regulatory Policy Issues in Australia | Conference – 1996

9 Jul 1996 Conferences
Graeme Thompson
If the banking system becomes insolvent, potentially large costs are borne because the payments system is disrupted, borrowers become illiquid, and information about borrowers is possibly lost. ... borrowers. It is being aided by developments in
https://www.rba.gov.au/publications/confs/1996/thompson.html

Developments in the Business of Banking | Conference – 1996

9 Jul 1996 Conferences
Robert Joss
Banks have always been suppliers of credit to worthy borrowers with the capacity to undertake and finance productive investments. ... It is mostly borrowers with unique, non-standard credit needs that will rely heavily on banks and finance companies for
https://www.rba.gov.au/publications/confs/1996/joss.html

The Evolving Structure of the Australian Financial System | Conference – 1996

9 Jul 1996 Conferences
Malcolm Edey and Brian Gray
With interest rate controls in place, bank loans were rationed and available only to the most creditworthy of borrowers. ... Intermediaries earn income in this line of business through the application of expertise in credit assessment and from their
https://www.rba.gov.au/publications/confs/1996/edey-gray.html