Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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Banking Deregulation – A Virtue or a Necessity? | Conference – 1991
21 Jun 1991
Conferences
The bidding process for credit catered to the reckless borrower. Such borrowers were typically poorer credits. ... Equally, the equity market is ruled by the same “expectational climate” as banks and borrowers.
https://www.rba.gov.au/publications/confs/1991/ferguson.html
Some Principles of Financial Regulation: Lessons from the United States | Conference – 1991
21 Jun 1991
Conferences
Should that happen, the interest premium charged private borrowers relative to the government would soar. ... Initially the public was pleased. As borrower and speculator, it welcomed the new and cheaper opportunities.
https://www.rba.gov.au/publications/confs/1991/wojnilower.html
The Evolution of Financial Deregulation | Conference – 1991
21 Jun 1991
Conferences
This changed not only the extent and nature of the links between borrowers and lenders, but also altered the way monetary policy impinged on the macro-economy. ... the direct flows between borrower and lender (particularly government debt – see
https://www.rba.gov.au/publications/confs/1991/grenville.html
Competition: Profitability and Margins | Conference – 1991
21 Jun 1991
Conferences
There is no reason for either borrowers or depositors to gain all the benefits);. ... Not much benefit to the borrowers and lenders for eight years of “improved efficiency coming from deregulation”.
https://www.rba.gov.au/publications/confs/1991/phelps.html
What the Campbell Committee Expected | Conference – 1991
21 Jun 1991
Conferences
Allocative efficiency will be achieved because markets provide savers and borrowers with the correct signals. ... because of an implicit government guarantee); and. borrowers will be able to shift out of expensive forms of secondary finance (e.g.
https://www.rba.gov.au/publications/confs/1991/valentine.html
Academic Views of Capital Flows: An Expanding Universe | Conference – 1999
9 Aug 1999
Conferences
Typically, theory deals with broad classes of agents – lenders versus borrowers, consumers versus firms, entrepreneurs versus savers. ... Since agents cannot distinguish solvent from insolvent borrowers, any inefficiencies are ex post, not ex ante, in
https://www.rba.gov.au/publications/confs/1999/dooley-walsh.html
The Transmission of Monetary Policy through Banks' Balance Sheets | Conference – 2018
12 Apr 2018
Conferences
L,j. is always paid in full), but that some borrowers will not repay their loans. ... For example, an unexpected increase in either current or future unemployment will increase borrowers' probability of default.
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello.html
SME Access to Intermediated Credit: What Do We Know and What Don't We Know?
20 Aug 2015
Conferences
PDF
317KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/udell.pdf
The Role of Institutional Investors in the Evolution of Financial Structure and Behaviour | Conference – 1996
9 Jul 1996
Conferences
Their own growing size has improved ability to exert control over borrowers.
https://www.rba.gov.au/publications/confs/1996/davis.html
Gearal Discussion | Conference – 1991
21 Jun 1991
Conferences
The political statements in mid 1988 that the rise in interest rates “was only seasonal”, and that they “would be down again by Christmas”, were taken at face value by borrowers. ... The rises were therefore seen as temporary and did not have the
https://www.rba.gov.au/publications/confs/1991/macfarlane-disc.html