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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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Payment Systems (Regulation) Act 1998, Draft Standard for the designated EFTPOS payment system

20 Dec 2005 Media Release PDF 185KB
Reform of EFTPOS System in Australia
https://www.rba.gov.au/media-releases/2005/pdf/mr-05-16-gazette-notice-eftpos-std.pdf

EFTPOS Interchange Fees - 15 October 2004

18 Oct 2004 PDF 42KB
MoneySwitch believes that any interchange fee will be effectively passed on to the merchants; whether these interchange fees are zero, positive or negative. ... EFTPOS Interchange Fees. Interchange Fee and Access Regime Interrelated. Interchange Fee must
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-debit-fees/moneyswitch-15102004.pdf

Reform of the ATM System - One Year On

8 Jun 2010 Bulletin PDF 251KB
Reserve Bank of Australia Bulletin June 2010
https://www.rba.gov.au/publications/bulletin/2010/jun/pdf/bu-0610-6.pdf

Credit Card Interchange Fees

31 Jan 2007 PDF 25KB
Submissions on Impact of Interchange Standard on Competition between Card Schemes
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/submissions-cc-competition/visa-31012007.pdf

Options for EFTPOS Interchange Fee Reform Submission

16 Sep 2002 PDF 123KB
Removal of the Interchange Fee ACA proposes the removal of interchange fees from the EFTPOS system. ... Arguments regarding the changed functions of acquieres with respect to EFTPOS also justify the continued imposition of the interchange fee.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/responses-disc-paper/aca-130902.pdf

Submission for the Review of Retail Payments Regulation

11 Feb 2020 DOCX 33KB
The benchmark 8c per transaction would remain the same. According to the above standard, the interchange fees can be a fixed fee of up to 15c per transaction, no matter how ... Although it can be a variable fee of up to 0.2% instead, there’s nothing
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/liron-lightwood.DOCX

Competition Between Payment Systems

15 Apr 2009 RDP PDF 243KB
JEL Classification Numbers: D40, E42, L14Keywords: payments policy, two-sided markets, interchange fees. ... Despite the absence of distinct issuers and acquirers (and consequent lack ofexplicit interchange fees), the model could arguably still be used
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-02.pdf

Consultation on proposed changes to the EFTPOS interchange fee standard

4 Nov 2009 PDF 43KB
Submissions on Proposed Changes to the EFTPOS Interchange Fee Standard
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-pro-interchg-stds/abacus-30102009-1.pdf

Submission EFTPOS Industry Working Group Discussion Paper: Options for EFTPOS Interchange Fee Reform

16 Sep 2002 PDF 94KB
6. 6. Interchange fees The vast majority of small retailers receive little or no benefit from interchange fee arrangements and in fact pay a debit card fee for every transaction. ... Further, the principles for interchange fee setting established by the
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/responses-disc-paper/narga-0902.pdf

The Setting of Interchange Fees in the Visa Debit Payment System

7 Dec 2008 PDF 42KB
Standards and Access Regimes
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/standards/pdf/interchg-visa-debit.pdf