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RBA Glossary definition for HAC Rule
HAC Rule – Honour All Cards Rule
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Anticipatory Monetary Policy and the ‘Price Puzzle’
18 May 2017
RDP
PDF
2157KB
These coefficients are large, statistically significant and ‘incorrectly’ signed. The effect essentially occurs with a one-quarter lag, which rules out interpretations implying delayed or gradual responses. ... The resulting series should identify a
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-02.pdf
Review of Card Surcharging: A Consultation Document
25 Jul 2011
PDF
35KB
This review of merchants’ capacity to recover their card acceptance costs by surcharging again highlights our criticism of the RBA’s modification of the Honour All Cards (HAC) Rule. ... As you know, the Woolworths group last year took advantage of
https://www.rba.gov.au/payments-and-infrastructure/submissions/submissions-card-surcharging/abacus-card-surcharging.pdf
Credit Risk and the Macroeconomy: Evidence from an Estimated DSGE Model
20 Nov 2009
Research Workshop
PDF
727KB
Reserve Bank of Australia Research Workshop 2009
https://www.rba.gov.au/publications/workshops/research/2009/pdf/gilchrist.pdf
Credit Union Industry Submission: Reform of Visa Debit and EFTPOS
20 Feb 2006
PDF
102KB
Submissions on Reform of Debit Card Systems
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-reform-debit/cuia-170206.pdf
Central Bank Frameworks: Evolution or Revolution?
4 Jan 2023
Conferences
PDF
7522KB
RBA Conference Volume 2018
https://www.rba.gov.au/publications/confs/2018/pdf/rba-conference-volume-2018.pdf
Abacus submission to RBA's payments reform review
13 Sep 2007
PDF
57KB
Submission on the Issues for the 2007/08 Review
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/past-regulatory-reviews/review-of-card-payment-systems-reforms/pdf/abacus-31082007.pdf
Reform of Australia's Payments System: Reserve Bank of Australia's Preliminary Conclusions of the 2007/08 Review: APCA Submission in…
1 Jul 2008
PDF
118KB
Responses to Preliminary Conclusions of the 2007/08 Review
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/past-regulatory-reviews/review-of-card-payment-systems-reforms/pdf/review-0708-pre-conclusions/apca-30062008.pdf
Letter dated 30 June 2008 from Abacus Australian Mutuals Pty Ltd
1 Jul 2008
PDF
75KB
Subject: Responses to Preliminary Conclusions of the 2007/08 Review
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/past-regulatory-reviews/review-of-card-payment-systems-reforms/pdf/review-0708-pre-conclusions/abacus-30062008.pdf
Review of the Reforms to Australia's Payments System - Assessment of the Preliminary Conclusions
1 Jul 2008
PDF
86KB
Responses to Preliminary Conclusions of the 2007/08 Review
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/past-regulatory-reviews/review-of-card-payment-systems-reforms/pdf/review-0708-pre-conclusions/wbc-30062008.pdf
Review of RBA Payments System Regulation
4 Sep 2007
PDF
147KB
Submission on the Issues for the 2007/08 Review
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/past-regulatory-reviews/review-of-card-payment-systems-reforms/pdf/visa-04092007.pdf