Search: fintech
RBA Glossary definition for fintech
fintech – financial technology
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Payments: The Future?
8 Dec 2021
Speech
PDF
299KB
This is bringing increased competition and making newbusiness models possible. Over recent years, the ‘fintechs’ in Australia have driven innovation inareas such as online payments, point-of-sale acceptance technology,
https://www.rba.gov.au/speeches/2021/pdf/sp-gov-2021-12-09.pdf
Banking and the COVID-19 Pandemic
15 Dec 2020
Speech
PDF
299KB
Last year I highlighted3 challenges facing the banking sector: (i) the increase in the availability and use of ‘big data’, andcompetition from fintechs and big techs; (ii) tighter regulation potentially leading
https://www.rba.gov.au/speeches/2020/pdf/sp-so-2020-12-15.pdf
A Journey Towards a Near Cashless Payments System
28 Nov 2018
Speech
PDF
315KB
There are a range of fintech firms that are excited by the capabilities offered by the NPP and thepotential for it to be used for innovative payment solutions.
https://www.rba.gov.au/speeches/2018/pdf/sp-gov-2018-11-26.pdf
Retail Central Bank Digital Currency: Design Considerations and Rationales
15 Oct 2020
Speech
PDF
284KB
UWA Blockchain, Cryptocurrency and Fintech Conference Online – 14 October 2020.
https://www.rba.gov.au/speeches/2020/pdf/sp-so-2020-10-14.pdf
Cryptocurrencies and Distributed Ledger Technology
26 Jun 2018
Speech
PDF
347KB
However, some stakeholders in the payments area – including some fintechs – have expressed theview that the introduction of another form of central bank balances could be quite transformative.They have suggested the
https://www.rba.gov.au/speeches/2018/pdf/sp-so-2018-06-26.pdf