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RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
21 Nov 2023
RDP
PDF
2354KB
5.2 Credit and debit cards 20. 5.3 Contactless and mobile card payments 23. ... 5.4 Surcharging of card transactions 27. 5.5 Dual network debit cards 29.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf
Payment Systems (Regulation) Act 1998, The designated VISA Debit system - July 2005
20 Jul 2005
Media Release
PDF
95KB
Reform of Visa Debit Card Scheme in Australia
https://www.rba.gov.au/media-releases/2005/pdf/mr-05-08-gazette-notice-access-regime.pdf
Standard: The 'Honour All Cards' Rule in the Visa Debit and Visa Credit Card Systems and the 'No Surcharge' Rule in the Visa Debit System - …
26 Apr 2006
Media Release
PDF
40KB
Reform of the EFTPOS and Visa Debit Systems in Australia
https://www.rba.gov.au/media-releases/2006/pdf/honour-all-cards-std.pdf
Payment Systems (Regulation) Act 1998, The designated VISA Debit system
7 Jul 2006
Media Release
PDF
207KB
Reform of Debit Card Systems in Australia
https://www.rba.gov.au/media-releases/2006/pdf/mr-06-04-gazette-notice-visa-debit-system.pdf
Non-technical summary for 'The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey'
20 Nov 2023
RDP
PDF
283KB
RDP 2023-08 non-technical summary
https://www.rba.gov.au/publications/rdp/2023/2023-08/rdp-2023-08-non-technical-summary.pdf
How Australians Pay: Evidence from the 2016 Consumer Payments Survey
24 Jul 2017
RDP
PDF
1438KB
cards (Table 1). Since the 2013 survey, the share of debit card payments has increased by slightly. ... debit card payments (2.5 per cent). This difference is consistent with credit cards tending to be.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
These rankings of cash, debit cards, credit cards and cheques are broadly consistent with overseas studies and the 2007 study. ... Countries with high cash use relative to debit card use (like Hungary and Portugal) report that cash is cheaper than debit
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
9 Sep 2020
RDP
PDF
1619KB
5. Payment Cards. 5.1 Credit and Debit Cards. The vast majority of Australians have a payment card. ... Occhiutto 2020). When choosing to pay with a card, Australian consumers have increasingly been using debit cards,.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf
Price Incentives and Consumer Payment Behaviour
17 Aug 2009
RDP
PDF
262KB
5.5 Credit Card Price Incentives and the Use of Debit Cards and Cash 34. ... Credit cards are used relatively more at higher income levels, while debit card use.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf
The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
22 Nov 2023
RDP
PDF
143KB
RDP 2023-08 supplementary information
https://www.rba.gov.au/publications/rdp/2023/2023-08/rdp-2023-08-read-me.pdf