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The Australian Debit Card Market: Default Settings and Tokenisation
19 Jun 2023
Consultations
PDF
397KB
Australia’s debit card market. The key issues are:. 1. The practice of a default routing network being set at issuance on dual-network debit cards. ... 2. The tokenisation of debit cards for the purpose of conducting online transactions.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202306-issues-paper-australian-debit-card-market.pdf
The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
21 Nov 2023
RDP
PDF
2354KB
5.2 Credit and debit cards 20. 5.3 Contactless and mobile card payments 23. ... 5.4 Surcharging of card transactions 27. 5.5 Dual network debit cards 29.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf
Additional Submission on Reform of Debit Card Systems in Australia Proposed Scheme Debit Standard
7 Mar 2006
PDF
30KB
Submissions on Reform of Debit Card Systems
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-reform-debit/moneyswitch-070306.pdf
The Australian Debit Card Market: Default Settings and Tokenisation
28 Sep 2023
Consultations
PDF
404KB
particularly through ‘priority’ network settings on card chips.1. 2. The tokenisation of debit cards for the purpose of conducting online transactions. ... preferred debit card network through least-cost routing (LCR). The Board expects acquirers,.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202309-conclusions-paper-australian-debit-card-market.pdf
Submission on Reform of Debit Card Systems in Australia
20 Feb 2006
PDF
35KB
Submissions on Reform of Debit Card Systems
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-reform-debit/moneyswitch-170206.pdf
Media Release - Visa Debit Card Discussion Paper Released
3 Dec 2001
PDF
59KB
a review of Visa Debit interchange can not be conducted in isolation of theoverall review of interchange arrangements of all card products, includingcredit cards and EFTPOS;. ... AUSTRALIAN ASSOCIATION OFPERMANENT BUILDING SOCIETIES. C.4. The Visa Debit
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol1/c4-cuscal-joint-media.pdf
Reform of Debit Card Systems in Australia - A Consultation Document - December 2006
20 Feb 2006
PDF
15KB
Submissions on Reform of Debit Card Systems
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-reform-debit/boq-170206-1.pdf
Payment Systems (Regulation) Act 1998, The designated VISA Debit system - July 2005
20 Jul 2005
Media Release
PDF
95KB
Reform of Visa Debit Card Scheme in Australia
https://www.rba.gov.au/media-releases/2005/pdf/mr-05-08-gazette-notice-access-regime.pdf
Comment on Reform of Debit Card Systems in Australia
20 Feb 2006
PDF
73KB
Submissions on Reform of Debit Card Systems
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-reform-debit/aca-170206.pdf
Submission for the Review of Retail Payments Regulation
11 Feb 2020
DOCX
33KB
Some or all debit card payments should not be surcharged if debit cards have replaced cash as the payment method of choice. ... Furthermore, if debit cards become the payment method of choice, it could be argued that merchants shouldn’t surcharge debit
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/liron-lightwood.DOCX