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RBA Glossary definition for solvent institutions

solvent institutions – Institutions that maintain solvency (i.e. they can meet their financial obligations as they fall due).

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Submission to Payments System Review – January 2021 | Responses and Options Paper

8 May 2024 Submissions
APRA, as the prudential regulator, licenses and supervises a range of financial institutions, many of which provide payment services. ... These institutions also became shareholders in NPP Australia Limited (NPPA), the company that was established to own
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions

8 May 2024 Submissions
Currently, there are two payment methods supported by financial institutions for third-party payment initiation from individuals’ transaction accounts. ... The CDR framework must be fit for purpose for a range of different account types, institutions
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html

Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions

8 May 2024 Submissions
On balance, the Reserve Bank of Australia supports the granting of interim authorisation to enable MasterCard, Visa and certain financial institutions to commence a joint communications strategy to encourage cardholders to ... are likely to have an
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html

Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions

8 May 2024 Submissions
Nevertheless, the joint implementation of mandatory 3D Secure will still result in large aggregate adjustment costs for cardholders, merchants and financial institutions. ... Australian financial institutions will have a greater ability to stop some of
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html

Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper

8 May 2024 Submissions
These are bilateral contracts between the Reserve Bank and participating institutions-currently the four major Australian commercial banks (the BDA Participant banks) who demand wholesale quantities of banknotes. ... As noted above, the ATM Access Regime
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html

Submission to the Inquiry into the Treasury Laws Amendment (Reserve Bank Reforms) Bill 2023 | Performance and Accountability | Submissions

2 Feb 2024 Submissions
At the same time, experience at other central banks has shown that challenges can arise from having a governance board in a policymaking institution.
https://www.rba.gov.au/publications/submissions/other/inquiry-into-the-treasury-laws-amendment-reserve-bank-reforms-bill-2023/index.html

Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions

8 May 2024 Submissions
approach has the potential to reduce the costs incurred by consumers, merchants and financial institutions in adjusting to the new scheme requirements. ... The implementation of mandatory PIN@POS arrangements will impose costs on consumers, merchants and
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html

Present Regulatory Responsibilities | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions

6 Sep 1996 Submissions
To this end, it requires such institutions to maintain adequate risk management policies and internal controls. ... Financial conglomerates are groupings of these different types of institution under common ownership.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/present-regulatory-responsitilities.html

List of tables | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions

6 Sep 1996 Submissions
Health of managing institution has little or no effect on value of product. ... with Broadly-based Supervisors. Country. Banks/credit. institutions. Insurance. companies,. pension funds. Securities.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/tables.html

Background on the Australian Listed Equity Market | Financial Sector | Submissions

17 Sep 2021 Submissions
The equity market expanded rapidly through the 1990s, supported by the privatisations of the Commonwealth Bank and Telstra, demutualisation of several financial institutions and an increased supply of capital to the
https://www.rba.gov.au/publications/submissions/financial-sector/background-on-the-australian-listed-equity-market-2021-09/index.html