Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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International Comparisons | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
The core borrowing and lending activities for most banks, including Australian banks, are those undertaken in their domestic markets, through the banks themselves and sometimes through their domestic non-bank subsidiaries. ... A high proportion of
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/internationall-comparisons.html
Appendix 1: Changes to Bank Regulations | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector…
1 Jan 1991
Submissions
June. The Reserve Bank announced a more formal approach to supervision of banks' large credit exposures. ... 1987. January. The Reserve Bank announced revised arrangements for the supervision of banks' large credit exposures.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/appendix-1.html
Submission to the Productivity Commission Inquiry into Competition in the Financial System – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
Submission to the Financial System Inquiry into Competition in the Financial System-September 2017
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/
Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
The decline may reflect banks' tightening of lending practices, as credit risk can be more difficult to assess through the broker channel. ... Peterson M and R Rajan (1995), ‘The Effect of Credit Market Competition on Lending Relationships’, The
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html
List of graphs | Submission to the Financial System Inquiry March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
Graph 5.25: Spreads on Outstanding Business Lending. ... Graph 6.11: Lenders' Shares in Business Credit.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/graphs.html
Evolution of the Banking System | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector |…
1 Jan 1991
Submissions
As a result, total credit over this period expanded faster than the authorities wished. ... One response to the inherently conservative lending policies of banks and the inability of newer and/or riskier borrowers to obtain credit was for governments to
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/evolution-of-the-banking-system.html
Background: Financial System Trends | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
This has been particularly evident among smaller institutions such as credit unions and building societies. ... The clearest examples are in the payments system where, inter alia, EFTPOS and direct debiting are providing substitutes for cheques and
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/background-financial-system-trends.html
References | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
the Credit Card Market’, The American Economic Review, 81(1), pp 50–81. ... Cheung B (2017), ‘Developments in Banks' Funding Costs and Lending Rates’, RBA Bulletin, March, pp 45–50.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/references.html
Introduction | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
appears to be less vigorous for small business lending – reflecting the complexity of this market. ... There is potential for government initiatives on open banking and comprehensive credit reporting to influence this market.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html
Handout and Supplementary Information Prepared for Standing Committee on Economics – September 2016 | Bank Fees and Margins | Submissions
22 Sep 2016
Submissions
Handout and Supplementary Information Prepared for Standing Committee on Economics – September 2016
https://www.rba.gov.au/publications/submissions/financial-sector/handout-standing-committee-on-economics-2016-09-22/