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RBA Glossary definition for dual-network card

dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.

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List of tables

10 Aug 2006 SMP – August 2006
Home equity. 7.70. 0.25. – Margin loans. 8.50. 0.20. – Standard credit cards. ... 17.00. 0.25. – Low-rate/no-frills credit cards. 11.00. 0.10. Variable rates – small business.
https://www.rba.gov.au/publications/smp/2006/aug/tables.html

List of tables

10 May 2008 SMP – May 2008
Personal loans. Margin loans. 10.40. 0.74. 1.44. Standard credit cards. 19.38. ... 0.81. 1.59. Low-rate credit cards. 12.54. 0.77. 1.37. Unsecured term loans.
https://www.rba.gov.au/publications/smp/2008/may/tables.html

Domestic Financial Conditions

4 Nov 2022 SMP – November 2022
in part because consumers shifted to using debit cards rather than credit cards). ... This growth in personal credit has largely reflected increases in outstanding credit card balances, consistent with strong nominal consumption growth, and follows a
https://www.rba.gov.au/publications/smp/2022/nov/domestic-financial-conditions.html

Financial Conditions

7 May 2024 SMP – May 2024
Financial Conditions | Statement on Monetary Policy – May 2024
https://www.rba.gov.au/publications/smp/2024/may/financial-conditions.html

List of tables

10 Nov 2009 SMP – November 2009
0.20. 3.40. Personal loans. Margin loans. 8.16. 0.15. 2.42. Standard credit cards. ... 18.12. 0.21. 1.81. Low-rate credit cards. 12.09. 0.13. 0.84. Unsecured term loans.
https://www.rba.gov.au/publications/smp/2009/nov/tables.html

List of graphs

10 Aug 2009 SMP – August 2009
Graph 39: Credit and Charge Card Activity.
https://www.rba.gov.au/publications/smp/2009/aug/graphs.html

List of graphs

10 Aug 2011 SMP – August 2011
Graph 3.5: Credit and Charge Card Activity.
https://www.rba.gov.au/publications/smp/2011/aug/graphs.html

Domestic Financial Conditions

7 Aug 2020 SMP – August 2020
The stock of personal credit outstanding has fallen by 6 per cent since February, driven by declines in outstanding balances on credit cards and fixed-term loans.
https://www.rba.gov.au/publications/smp/2020/aug/domestic-financial-conditions.html

Domestic Financial Markets

10 Feb 2011 SMP – February 2011
Average variable rates on unsecured personal loans, credit cards and margin loans have increased by 25 basis points, while rates on home equity loans have increased by around 40 basis points. ... The modest growth in recent months was largely due to
https://www.rba.gov.au/publications/smp/2011/feb/dom-fin-mkts.html

Domestic Financial Markets and Conditions

7 Feb 2006 SMP – February 2006
Graph 52. Competition has also been evident in other parts of the household lending market, particularly credit cards. ... Interest rates on ‘no-frills’ cards range from 9 to 13 per cent compared with rates of 17 per cent or higher on most standard
https://www.rba.gov.au/publications/smp/2006/feb/dom-fin-mkts.html