Search: dual-network card
RBA Glossary definition for dual-network card
dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.
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Box C: Survey-based Indicators of Household Finances
10 Mar 2008
FSR
– March 2008
Data on housing and credit card arrears provide a timely indication of households' ability to meet their debt obligations.
https://www.rba.gov.au/publications/fsr/2008/mar/box-c.html
List of graphs
10 Mar 2006
FSR
– March 2006
Graph 21: Credit Cards.
https://www.rba.gov.au/publications/fsr/2006/mar/graphs.html
The Australian Financial System
10 Sep 2007
FSR
– September 2007
Strong competition has also been evident over recent years in the personal lending market, especially in credit cards. ... Most issuers, including the five largest banks, now offer low-rate cards with interest rates in the range of 9 to 14 per cent,
https://www.rba.gov.au/publications/fsr/2007/sep/aus-fin-sys.html
Box D: The New Payments Platform and Fast Settlement Service
10 Apr 2018
FSR
– April 2018
The NPP network, switching capability (enabled by payment gateways) and addressing service comprise an industry utility, NPP Australia Limited, owned by its shareholder participants. ... For example, a business could wait up to a few days to receive
https://www.rba.gov.au/publications/fsr/2018/apr/box-d.html
Regulatory Developments
12 Apr 2019
FSR
– April 2019
A pilot of open banking is due to be launched in July 2019, with sharing of consumer data on credit and debit cards and deposit and transaction accounts, expected by February ... This is in addition to the Consultation Network established by IOSCO to
https://www.rba.gov.au/publications/fsr/2019/apr/regulatory-developments.html
The Macroeconomic and Financial Environment
10 Sep 2006
FSR
– September 2006
years. In part, this is explained by the wider availability of low-interest-rate cards, which make it considerably less expensive for individuals to carry credit card debt. ... Recently, growth in credit card balances, particularly those accruing
https://www.rba.gov.au/publications/fsr/2006/sep/mac-fin-env.html
List of graphs
10 Sep 2006
FSR
– September 2006
Graph 21: Credit Cards.
https://www.rba.gov.au/publications/fsr/2006/sep/graphs.html
The Macroeconomic and Financial Environment
10 Mar 2006
FSR
– March 2006
amount withdrawn has grown with the rise in the number of cards on issue. ... Over the past year, total credit card repayments have exceeded total new spending on credit cards, with growth in credit card debt outstanding largely accounted for by interest
https://www.rba.gov.au/publications/fsr/2006/mar/mac-fin-env.html
Household and Business Balance Sheets
10 Mar 2009
FSR
– March 2009
Similarly, spending on credit cards has slowed sharply, to be up only 1 per cent over the year to January 2009. ... In contrast, spending on debit cards was up by more than 15 per cent over the same period (Graph 67).
https://www.rba.gov.au/publications/fsr/2009/mar/house-bus-bal-sheet.html
Overview
10 Mar 2009
FSR
– March 2009
This is particularly noticeable in a marked drop in the value of margin loans outstanding, as well as a slowing in the growth of credit card debt and spending.
https://www.rba.gov.au/publications/fsr/2009/mar/overview.html