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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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List of graphs

10 Mar 2010 FSR – March 2010
Graph 63: Household Credit Card Usage.
https://www.rba.gov.au/publications/fsr/2010/mar/graphs.html

The Macroeconomic and Financial Environment

10 Sep 2005 FSR – September 2005
As at June 2005, total outstanding margin loans equalled $18 billion, compared with total credit card debt of $28 billion, and total housing-related debt of $676 billion. ... Similarly, credit card arrears remain at a low level, although these have also
https://www.rba.gov.au/publications/fsr/2005/sep/mac-fin-env.html

Financial Intermediaries

10 Mar 2006 FSR – March 2006
Competition has also intensified in the credit card market. It has been particularly vigorous in the ‘no frills’ segment of the market, with more than a dozen low-rate cards being ... These cards offer interest rates in the 9 to 13 per cent range,
https://www.rba.gov.au/publications/fsr/2006/mar/fin-intermed.html

Box D: The New Payments Platform and Fast Settlement Service

10 Apr 2018 FSR – April 2018
For example, a business could wait up to a few days to receive funds in their bank account if a customer were to pay for goods and services by card, cheque
https://www.rba.gov.au/publications/fsr/2018/apr/box-d.html

List of graphs

10 Sep 2006 FSR – September 2006
Graph 21: Credit Cards.
https://www.rba.gov.au/publications/fsr/2006/sep/graphs.html

Household and Business Finances in Australia

9 Oct 2020 FSR – October 2020
In aggregate, households have also been paying down balances on credit cards.
https://www.rba.gov.au/publications/fsr/2020/oct/household-business-finances-in-australia.html

Box B: The Impact of Lending Standards on Loan Sizes

20 Oct 2018 FSR – October 2018
The NIS also factors in the broader financial situation of the borrower, including tax liabilities and required repayments on credit cards or other loans. ... The NIS test also factors in potential repayment obligations from the full credit limits of
https://www.rba.gov.au/publications/fsr/2018/oct/box-b.html

The Australian Financial System

10 Mar 2014 FSR – March 2014
As noted in the September 2013 Review, deterioration in the performance of banks' personal loan portfolios, including credit cards and other personal loans, likely reflects a combination of compositional factors, although ... Obligations arising from the
https://www.rba.gov.au/publications/fsr/2014/mar/aus-fin-sys.html

The Macroeconomic and Financial Environment

10 Sep 2004 FSR – September 2004
Over the year to July, other personal credit, including credit card debt, increased by 13 per cent. ... This is explored further in the article ‘Asset Securitisation in Australia’.) Similarly, current readings from credit card data, which can
https://www.rba.gov.au/publications/fsr/2004/sep/mac-fin-env.html

Overview

10 Mar 2009 FSR – March 2009
This is particularly noticeable in a marked drop in the value of margin loans outstanding, as well as a slowing in the growth of credit card debt and spending.
https://www.rba.gov.au/publications/fsr/2009/mar/overview.html