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RBA Glossary definition for interest rate

interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.

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Background | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
In recent years, though, the rate of surcharging appears to have grown significantly; data from East & Partners' semi-annual survey of the merchant acquiring business suggest that almost 30 per cent
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/background.html

Introduction | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
It also did not anticipate the move to new industry network arrangements under the Community of Interest Network (COIN). ... The Board is also seeking views on managing the transition to the new regulatory framework in a manner that takes account of the
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/intro.html

Introduction | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016

10 Dec 2016 Consultations
Against the background of intense interest in mobile payments, some stakeholders have recently raised concerns about possible restrictions on competition in this sphere.
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/introduction.html

Summary of Issues for Consultation | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
Should the no-surcharge Standards clarify that, notwithstanding any surcharging cap, scheme rules cannot prohibit merchants from applying a surcharge that is either a blended rate for each card scheme or
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/summary-issues-consultation.html

Policy Options | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
With either of the approaches under Option 2, the Board would need to be satisfied that any additional flexibility provided by removing the access regimes would be in the public interest.
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/policy-options.html

Strategic Issues – Project Governance | ISO 20022 Migration for the Australian Payments System – Issues Paper – April 2019

31 Dec 2002 Consultations
All decisions regarding the delivery of project outcomes should take into account public interest considerations. ... The project governance arrangements should identify, document and address real or perceived conflicts of interest in terms of
https://www.rba.gov.au/publications/consultations/201904-iso-20022-migration-for-the-australian-payments-system/strategic-issues-project-governance.html

Consultation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
On one hand, some argued that entry would not be sufficiently restrictive because the schemes' commercial interests in increasing participation would dominate their interest in adequately managing risks.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/consultation.html

Options for Reform | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
balance between new entry to the MasterCard and Visa systems and risk in those systems that is in the public interest.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/options-reform.html

The Use of Online and Newer Payment Methods | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 |…

7 Jun 2011 Consultations
The Use of Online and Newer Payment Methods. The 2010 Study in part focuses on newer payment methods, which are of interest for the Bank's Strategic Review of Innovation in
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/online-newer-payment-methods.html

Background | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
The Board therefore advocated the establishment of an EFTPOS scheme that could play a coordinating role in promoting and making decisions in the interests of the system as a whole. ... The Board was of the view that an EFTPOS scheme would be best placed
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/background.html