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IT – Information Technology

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Reviewing the Designation of the eftpos System | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

9 Mar 2012 Consultations
It may now be appropriate to update that definition to acknowledge the role of ePAL in the eftpos system. ... in the public interest to do so, before it enters a wider consultation on the regulatory framework itself.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/efpos-system.html

Background | Central Clearing of OTC Derivatives in Australia June 2011 | Consultations

7 Jun 2011 Consultations
clearable. If a market participant is not a clearing participant of the relevant CCP, it must clear through an existing clearing participant. ... It is acknowledged that national authorities will need some flexibility in structuring their approach across
https://www.rba.gov.au/publications/consultations/201106-otc-derivatives/background.html

Attachment 3 | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
If any part of this Access Regime is invalid, it is ineffective only to the extent of such part without invalidating the remaining parts of this Access Regime. ... of. in. the re-calculation year, it must provide separate data on the costs incurred in
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/attachment-3.html

Attachment 2 | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
It is to be calculated by dividing the total interchange revenue that would have been payable had the interchange fees implemented on the dates specified in paragraph. ... with a bilateral interchange agreement in the EFTPOS system. must report to the
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/attachment-2.html

Consultation | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
It acknowledges in particular that the views were mixed as to whether excessive surcharging has become sufficiently widespread to warrant modification of the Standards. ... The Board also notes the views expressed by some that it should not be the card
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/consultation.html

Introduction | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
Since then, there has been increasing evidence to suggest that it is now becoming more common for merchants to set surcharges at levels that are higher than average merchant service fees.
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/introduction.html

Policy Options | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
agree, over time it has become evident that this provision has not been as effective as originally intended. ... First, it has been suggested that a modification to the Standards may constrain merchant bargaining power.
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/policy-options.html

Some Emerging Issues | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016

10 Dec 2016 Consultations
or make it more difficult and/or costly for issuers to provision a competing network. ... In addition, it invites stakeholders to provide information on any other matters that are relevant to the issues discussed in this paper.
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/some-emerging-issues.html

Interchange Fees Standard | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
It would also remove the regulatory requirement for bilateral interchange fees to flow to the acquirer. ... It is therefore not obvious that a regulatory response along these lines is warranted.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/interchange-fees-std.html

Background | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
It also found that bilateral negotiations over access disadvantaged smaller providers seeking entry to the EFTPOS system. ... First, it places a cap on the amount that an existing participant can charge an entrant to establish a new connection.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/background.html