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RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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The Cash-use Cycle in Australia
16 Mar 2023
Bulletin
– March 2023
The use of cash for day-to-day transactions has been declining for many years and this has implications for all aspects of the cash system.
https://www.rba.gov.au/publications/bulletin/2023/mar/the-cash-use-cycle-in-australia.html
Depositor Protection in Australia
10 Dec 2011
Bulletin
– December 2011
Banking Act 1959. They include a wide range of deposit products offered by ADIs, such as transaction accounts, cheque accounts, savings accounts, term deposits, debit card accounts, cash management accounts and
https://www.rba.gov.au/publications/bulletin/2011/dec/5.html
September | 2022
15 Sep 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2022/sep/
Innovation and Governance of Payment Systems
10 Oct 2005
Bulletin
– October 2005
A second element of the reform process has addressed interchange fees – the fees paid between a cardholder's bank and a merchant's bank whenever a credit or debit card is ... At the same time, the way these fees have been historically configured has
https://www.rba.gov.au/publications/bulletin/2005/oct/6.html
June | 2019
20 Jun 2019
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2019/jun/
Banking Fees in Australia
10 May 2005
Bulletin
– May 2005
Source: RBA. Merchant service fees are the fees that banks charge merchants for providing credit and debit card facilities. ... In the case of credit cards, banks charge these fees partly to cover the ‘interchange’ fee that they pay to a cardholder's
https://www.rba.gov.au/publications/bulletin/2005/may/2.html
Payment Surcharges: Economics, Regulation and Enforcement
13 Dec 2018
Bulletin
– December 2018
The Reserve Bank's new rules on surcharging, which are enforced by the Australian Competition and Consumer Commission (ACCC), allow businesses to recover the cost of accepting different payment methods but prevent them from surcharging excessively.
https://www.rba.gov.au/publications/bulletin/2018/dec/payment-surcharges-economics-regulation-and-enforcement.html
Payments System Review Conference
10 Apr 2008
Bulletin
– April 2008
be needed not only in developing payment systems but also in mature systems; and (iv) that there may be a case for capping the difference between credit and debit card interchange ... cards are the main payment method for transactions between around $50
https://www.rba.gov.au/publications/bulletin/2008/apr/2.html
2019
8 Feb 2019
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2019/
The Growing Demand for Cash
15 Sep 2017
Bulletin
– September 2017
While survey data indicate that the share of Australian consumers' payments made with cash continues to fall, the number (and value) of banknotes in circulation continues to grow at around its trend pace of 6 per cent per year. This article
https://www.rba.gov.au/publications/bulletin/2017/sep/8.html